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AFC Gamma, Inc. AFCG OID withheld from funding of loans

OID withheld from funding of loans at other companies

Sunrise Realty Trust, Inc. logo
Sunrise Realty Trust, Inc.SUNS
$903.14K-36.1%
Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$2.97M+1,534%
Chicago Atlantic Real Estate Finance logo
Chicago Atlantic Real Estate FinanceREFI
$4.35M+112%
OS Therapies logo
OS TherapiesOSTX
10%
OS Therapies logo
OS TherapiesOSTX
10%
FB Financial logo
FB FinancialFBK
$9.46M-14.1%

Other financials

Income statement

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Revenue$5.2M-32.1%
Net income$11.4M+181%
EPS (diluted)$0.21+16.7%

Balance sheet

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Cash & equivalents$112.7M+3,297%
Total equity$185.8M-7.5%
Total assets$394.9M+22.8%

Cash flow

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Operating cash flow-$30.8M-887%

Valuation

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Market cap$70.71M-35.1%
P/S2.9×-1.5×

Profitability

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Net margin-87.9%-127pp

Returns & leverage

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Return on equity-7.4%-15.9pp

Where this comes from

Reported directly by AFC Gamma, Inc. in its filing.

Tagged under the XBRL concept afcg:OriginalIssueDiscountWithheldFromFundingOfLoans.

The official record: AFC Gamma, Inc.’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AFC Gamma, Inc.'s OID withheld from funding of loans?
AFC Gamma, Inc. (AFCG) reported OID withheld from funding of loans of $1.7M in Q1 2026.
How has AFC Gamma, Inc.'s OID withheld from funding of loans changed year-over-year?
AFC Gamma, Inc.'s OID withheld from funding of loans increased by 353.8% year-over-year, from $375K to $1.7M.
What is the long-term trend for AFC Gamma, Inc.'s OID withheld from funding of loans?
Over 4 years (2021 to 2025), AFC Gamma, Inc.'s OID withheld from funding of loans has grown at a -46.1% compound annual growth rate (CAGR), from $15.02M to $1.27M.
What does OID withheld from funding of loans mean?
Represents the portion of a loan's principal amount that is retained by the lender at the time of funding, effectively serving as an upfront interest payment or fee. This adjustment reflects the difference between the face value of the loan and the actual cash disbursed to the borrower, impacting the effective yield of the lending portfolio.