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American Financial Group AFG Ratios & Valuation

Q1 '26Q4 '25Q3 '25Q2 '25Q1 '25
Profitability
Operating margin13.6%+1.4pp13.1%-0.4pp12.3%-1.5pp11.7%-2.3pp12.3%-1.6pp
Net margin10.8%+1.1pp10.3%-0.4pp9.7%-1.2pp9.2%-1.9pp9.7%-1.4pp
EBITDA margin14.7%+1.4pp14.2%-0.3pp13.3%-1.4pp12.8%-2.2pp13.3%-1.6pp
Returns
Return on equity19.4%+0.9pp18.1%-2.2pp16.9%-3.7pp17.2%-4.1pp18.5%-3.0pp
Return on assets2.8%+0.2pp2.7%-0.3pp2.4%-0.4pp2.5%-0.5pp2.7%-0.4pp
Return on invested capital21.9%+0.8pp21.7%-2.0pp20.2%-3.7pp19.7%-3.8pp21.1%-2.3pp
Efficiency
Asset turnover0.3×0.0×0.3×0.0×0.2×0.0×0.3×0.0×0.3×0.0×
Leverage
Debt-to-equity0.4×0.0×0.4×0.0×0.4×+0.1×0.4×0.0×0.4×0.0×
Debt-to-assets0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Net debt / EBITDA0.6×+0.2×0.3×0.0×0.2×-0.1×0.4×-0.1×0.4×-0.1×
Interest coverage13.3×-0.1×13.4×-1.4×13.3×-1.6×12.8×-2.0×13.4×-1.3×
Per Share
Book value per share$56.16+7.2%$57.72+8.4%$56.71+1.1%$54.08+3.5%$52.41+3.6%
Valuation
Market capitalization$10.64B-3.6%$11.4B-0.8%$12.15B+7.6%$10.53B+2.1%$11.03B-3.4%
Enterprise value$11.32B-1.2%$11.71B-0.7%$12.35B+5.8%$10.97B+0.6%$11.46B-4.6%
Price / earnings12.1×-1.7×13.5×+0.6×15.2×+2.6×13.8×+2.2×13.8×+0.9×
Price / sales1.3×0.0×1.4×0.0×1.5×+0.1×1.3×0.0×1.3×-0.1×
Price / book2.3×-0.2×2.4×-0.2×2.6×+0.2×2.3×0.0×2.5×-0.2×
EV / EBITDA9.4×-1.0×10.1×+0.3×11.2×+1.6×10.3×+1.3×10.4×+0.3×
EV / sales1.4×0.0×1.4×0.0×1.5×+0.1×1.3×0.0×1.4×-0.1×
Earnings yield8.3%+1.0pp7.4%-0.3pp6.6%-1.4pp7.3%-1.4pp7.2%-0.5pp
Dividend yield5.4%-1.5pp5.3%-1.5pp6.3%+1.3pp7.2%+1.8pp6.8%+1.9pp
PEG ratio1.2×

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Questions, answered.

Where do American Financial Group's ratios come from?
Every ratio is computed from American Financial Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.