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American Financial Group AFG Ratios & Valuation

Income StatementBalance SheetCash FlowRatiosSegments
QuarterlyAnnualTTM
YoY
SimplifiedDetailed
FY'25FY'24FY'23FY'22
Profitability
Operating margin13.1%-0.4pp13.5%-0.2pp13.7%-2.2pp16%-4.4pp
Net margin10.3%-0.4pp10.7%-0.2pp10.9%-1.9pp12.8%-17.7pp
EBITDA margin14.2%-0.3pp14.5%-0.2pp14.7%-2.7pp17.4%-5.9pp
Returns
Return on equity18.1%-2.2pp20.3%-0.2pp20.5%+0.7pp19.8%-14.0pp
Return on assets2.7%-0.3pp2.9%0.0pp2.9%-0.2pp3.1%-0.8pp
Return on invested capital21.7%-2.0pp23.7%+1.1pp22.6%-0.4pp23%-1.1pp
Efficiency
Asset turnover0.3×0.0×0.3×0.0×0.3×0.0×0.2×+0.1×
Leverage
Debt-to-equity0.4×0.0×0.4×0.0×0.4×0.0×0.4×0.0×
Debt-to-assets0.1×0.0×0.1×0.0×0.1×0.0×0.1×0.0×
Net debt / EBITDA0.3×0.0×0.2×-0.1×0.4×-0.2×0.6×+0.6×
Interest coverage13.4×-1.4×14.8×+0.7×14.1×+0.9×13.2×-1.0×
Per Share
Book value per share$57.72+8.4%$53.23+6.0%$50.21+5.7%$47.50-18.9%
Valuation
Market capitalization$11.4B-0.8%$11.49B+15.4%$9.96B-14.8%$11.69B+0.4%
Enterprise value$11.71B-0.7%$11.79B+13.3%$10.41B-16.3%$12.43B+7.0%
Price / earnings13.5×+0.6×13×+1.3×11.7×-1.3×13×+7.2×
Price / sales1.4×0.0×1.4×+0.1×1.3×-0.4×1.7×-0.1×
Price / book2.4×-0.2×2.6×+0.2×2.3×-0.5×2.9×+0.6×
EV / EBITDA10.1×+0.3×9.8×+0.7×9×-1.1×10.2×+2.5×
EV / sales1.4×0.0×1.4×+0.1×1.3×-0.4×1.8×0.0×
Earnings yield7.4%-0.3pp7.7%-0.8pp8.6%+0.9pp7.7%-9.4pp
Dividend yield5.3%-1.5pp6.9%0.0pp6.9%-3.5pp10.4%-10.0pp

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Questions, answered.

Where do American Financial Group's ratios come from?
Every ratio is computed from American Financial Group's SEC filings — trailing-twelve-month flows over period-end balances. Valuation multiples combine those fundamentals with market data, recomputed each period. Switch between quarterly, annual, and TTM, or open any ratio for its full history and peer comparisons.