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Aflac AFL Aflac U.S. — Other operating expenses

Other segment segments

Aflac Japan
$1.6B+4.5%
Corporate and other
$775M+25.4%

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Unum logo
UNMUnum US — All Other Expenses
$528.8M+5.2%

Other financials

Income statement

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Revenue$4.3B+27.9%
Net income$1.0B+3,414%
EPS (diluted)$1.98+3,860%

Balance sheet

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Cash & equivalents$5.7B+8.1%
Total debt$8.0B+1.8%
Total equity$30.0B+13.8%
Total assets$116.28B-3.3%

Cash flow

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Operating cash flow$968.0M+64.3%

Valuation

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Market cap$60.18B+7.8%
Enterprise value$62.52B+6.9%
P/E13×-2.6×
P/S3.3×0.0×

Profitability

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Net margin25.6%+4.3pp

Returns & leverage

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Return on equity16.5%+2.1pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Aflac in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The official record: Aflac’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Aflac's aflac U.S. — other operating expenses?
Aflac (AFL) reported aflac U.S. — other operating expenses of $523.5M in Q4 2025.
How has Aflac's aflac U.S. — other operating expenses changed year-over-year?
Aflac's aflac U.S. — other operating expenses increased by 1.5% year-over-year, from $516M to $523.5M.
What is the long-term trend for Aflac's aflac U.S. — other operating expenses?
Over 4 years (2021 to 2025), Aflac's aflac U.S. — other operating expenses has grown at a 0.5% compound annual growth rate (CAGR), from $2.05B to $2.09B.
What does aflac U.S. — other operating expenses mean?
These are the general and administrative costs incurred by the U.S. segment to support its daily operations, excluding direct policy acquisition costs and claims. This includes overhead, technology investments, and personnel costs. Monitoring this helps assess the operational efficiency and cost control discipline of the segment.