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Unum UNM Unum US — All Other Expenses

Other segment segments

Colonial Life
$431.5M+4.5%
Corporate and Other Segment
$389.6M+46.2%
Closed Block
$313M+28.8%
Unum International
$300.3M+14.0%

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AFGOther — Other operating expenses
$151.25M-12.9%

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The source filing: Unum’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:30 PM EST
Fiscal year
FY2025
Accession
0000005513-26-000008

| Unum US | $7,083.5 | $604.2 | $4,120.4 | $283.3 | $2,115.2 | $4,947.5 | | Unum International | 1,082.8 | 145.6 | 767.4 | 10.7 | 300.3 | 613.6 | | Colonial Life | 1,839.1 | 172.6 | 876.2 | 233.1 | 431.5 | 1,278.1 | | Closed Block | 825.6 | 1,016.5 | 2,301.3 | — | 313.0 | 818.8 | | Corporate | — | 93.8 | — | — | 389.6 | — | | Total | $10,831.0 | $2,032.7 | $8,065.3 | $527.1 | $3,549.6 | | | December 31, 2024 | | | | | | | | Unum US | $6,883.2 | $632.2 | $3,864.7 | $292.5 | $2,011.3 | $4,834.0 |

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Unum's unum US — all other expenses?
Unum (UNM) reported unum US — all other expenses of $528.8M in Q4 2025.
How has Unum's unum US — all other expenses changed year-over-year?
Unum's unum US — all other expenses increased by 5.2% year-over-year, from $502.83M to $528.8M.
What is the long-term trend for Unum's unum US — all other expenses?
Over 4 years (2021 to 2025), Unum's unum US — all other expenses has grown at a 6.7% compound annual growth rate (CAGR), from $1.63B to $2.12B.
What does unum US — all other expenses mean?
This category captures general administrative, operational, and overhead costs not specifically classified as benefits, commissions, or acquisition costs. It includes items like personnel costs, technology investments, and general office expenses. Monitoring this helps in evaluating the overhead efficiency of the business segment.

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