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Unum UNM Colonial Life — All Other Expenses

Other segment segments

Unum US
$2.12B+5.2%
Corporate and Other Segment
$389.6M+46.2%
Closed Block
$313M+28.8%
Unum International
$300.3M+14.0%

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Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The source filing: Unum’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:30 PM EST
Fiscal year
FY2025
Accession
0000005513-26-000008

| Unum US | $7,083.5 | $604.2 | $4,120.4 | $283.3 | $2,115.2 | $4,947.5 | | Unum International | 1,082.8 | 145.6 | 767.4 | 10.7 | 300.3 | 613.6 | | Colonial Life | 1,839.1 | 172.6 | 876.2 | 233.1 | 431.5 | 1,278.1 | | Closed Block | 825.6 | 1,016.5 | 2,301.3 | — | 313.0 | 818.8 | | Corporate | — | 93.8 | — | — | 389.6 | — | | Total | $10,831.0 | $2,032.7 | $8,065.3 | $527.1 | $3,549.6 | | | December 31, 2024 | | | | | | | | Unum US | $6,883.2 | $632.2 | $3,864.7 | $292.5 | $2,011.3 | $4,834.0 | | Unum International | 949.5 | 128.8 | 656.7 | 9.5 | 263.4 | 581.6 | | Colonial Life | 1,783.9 | 161.5 | 804.7 | 219.0 | 413.0 | 1,247.4 |

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Unum's colonial life — all other expenses?
Unum (UNM) reported colonial life — all other expenses of $107.88M in Q4 2025.
How has Unum's colonial life — all other expenses changed year-over-year?
Unum's colonial life — all other expenses increased by 4.5% year-over-year, from $103.25M to $107.88M.
What is the long-term trend for Unum's colonial life — all other expenses?
Over 4 years (2021 to 2025), Unum's colonial life — all other expenses has grown at a 4.3% compound annual growth rate (CAGR), from $364.5M to $431.5M.
What does colonial life — all other expenses mean?
Captures the aggregate of operating, administrative, and general expenses not specifically categorized as benefits, commissions, or acquisition costs. This includes overhead, technology investments, and corporate allocations required to support the segment's operations. Monitoring this helps assess the operational efficiency and cost discipline of the business unit.

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