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Unum UNM Unum International — All Other Expenses

Other segment segments

Unum US
$2.12B+5.2%
Colonial Life
$431.5M+4.5%
Corporate and Other Segment
$389.6M+46.2%
Closed Block
$313M+28.8%

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$420.75M+8.6%

Other financials

Income statement

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Revenue$3.4B+0.3%
Operating income$501.8M+2.4%
Net income$256.9M-23.5%
EPS (diluted)$1.61-16.1%

Balance sheet

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Cash & equivalents$199.2M-83.3%
Total debt$3.8B+0.5%
Total equity$10.8B-4.5%
Total assets$63.5B+1.0%

Cash flow

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Operating cash flow$503.5M+44.7%
CapEx$29.2M+4.7%
Free cash flow$474.3M+48.2%

Valuation

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Market cap$14.1B+17.5%
Enterprise value$17.67B+21.4%
P/E20.1×+12.2×
P/S1.1×+0.1×

Profitability

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Net margin5.3%-6.5pp
FCF margin11.2%+1.4pp

Returns & leverage

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Return on equity6.4%-7.6pp
Debt / equity0.3×0.0×

Where this comes from

Reported directly by Unum in its filing.

Tagged under the XBRL concept us-gaap:SupplementaryInsuranceInformationOtherOperatingExpense.

The source filing: Unum’s 10-K, filed February 17, 2026.

Filed
Feb 17, 2026, 4:30 PM EST
Fiscal year
FY2025
Accession
0000005513-26-000008

| Unum US | $7,083.5 | $604.2 | $4,120.4 | $283.3 | $2,115.2 | $4,947.5 | | Unum International | 1,082.8 | 145.6 | 767.4 | 10.7 | 300.3 | 613.6 | | Colonial Life | 1,839.1 | 172.6 | 876.2 | 233.1 | 431.5 | 1,278.1 | | Closed Block | 825.6 | 1,016.5 | 2,301.3 | — | 313.0 | 818.8 | | Corporate | — | 93.8 | — | — | 389.6 | — | | Total | $10,831.0 | $2,032.7 | $8,065.3 | $527.1 | $3,549.6 | | | December 31, 2024 | | | | | | | | Unum US | $6,883.2 | $632.2 | $3,864.7 | $292.5 | $2,011.3 | $4,834.0 | | Unum International | 949.5 | 128.8 | 656.7 | 9.5 | 263.4 | 581.6 |

ITEM 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

FAQ

What is Unum's unum international — all other expenses?
Unum (UNM) reported unum international — all other expenses of $75.08M in Q4 2025.
How has Unum's unum international — all other expenses changed year-over-year?
Unum's unum international — all other expenses increased by 14.0% year-over-year, from $65.85M to $75.08M.
What is the long-term trend for Unum's unum international — all other expenses?
Over 4 years (2021 to 2025), Unum's unum international — all other expenses has grown at a 13.6% compound annual growth rate (CAGR), from $180.4M to $300.3M.
What does unum international — all other expenses mean?
Covers general administrative, operational, and overhead costs not specifically categorized as benefits or commissions. This includes technology, personnel, and facility costs necessary to run the international insurance operations.

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