Disability — Effect of changes in cash flow assumptions

Aflac Disability — Effect of changes in cash flow assumptions increased by 100.0% to $0 in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 100.0%, from -$46M to $0. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementSegment

CategoryRisk

SignalLower is better

VolatilityModerate

First reportedQ4 2020

Last reportedQ4 2025May 6, 2026

Rolls up toEffect of changes in cash flow assumptions

How to read this metric

Frequent or large adjustments may indicate volatility in the underlying business model or inaccurate initial actuarial modeling.

Detailed definition

This represents the impact on the liability for future policy benefits resulting from updates to actuarial assumptions r...

Peer comparison

Standard actuarial adjustment metric for life and health insurance segments.

Metric ID: afl_segment_disability_effect_of_changes_in_cash_flow_assumptions

Historical Data

5 periods

	Q4 '21	Q4 '22	Q4 '23	Q4 '24	Q4 '25
Value	$5M	-$59M	-$73M	-$46M	$0
QoQ Change	—	<-999%	-23.7%	+37.0%	+100.0%
YoY Change	—	<-999%	-23.7%	+37.0%	+100.0%

Range-$73M – $5M

CAGR-100.0%

Avg YoY Growth-291.7%

Median YoY Growth+6.6%

Current Streak2 quarters growth

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Frequently Asked Questions

What is Aflac's disability — effect of changes in cash flow assumptions?: Aflac (AFL) reported disability — effect of changes in cash flow assumptions of $0 in Q4 2025.
How has Aflac's disability — effect of changes in cash flow assumptions changed year-over-year?: Aflac's disability — effect of changes in cash flow assumptions increased by 100.0% year-over-year, from -$46M to $0.
What does disability — effect of changes in cash flow assumptions mean?: The change in liability estimates due to updated assumptions about future policyholder behavior.