Aflac AFL Hospital indemnity — Amortization of deferred policy acquisition costs

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Questions, answered.

What is Aflac's hospital indemnity — amortization of deferred policy acquisition costs?

Aflac (AFL) reported hospital indemnity — amortization of deferred policy acquisition costs of $21M in Q1 2026.

How has Aflac's hospital indemnity — amortization of deferred policy acquisition costs changed year-over-year?

Aflac's hospital indemnity — amortization of deferred policy acquisition costs increased by 10.5% year-over-year, from $19M to $21M.

What is the long-term trend for Aflac's hospital indemnity — amortization of deferred policy acquisition costs?

Over 3 years (2022 to 2025), Aflac's hospital indemnity — amortization of deferred policy acquisition costs has grown at a 9.0% compound annual growth rate (CAGR), from $61M to $79M.

What does hospital indemnity — amortization of deferred policy acquisition costs mean?

This represents the periodic expense recognized as the previously capitalized acquisition costs are systematically charged to the income statement. It reflects the matching of acquisition expenses with the earned premiums over the duration of the hospital indemnity policies. Consistent amortization is essential for accurate profitability assessment.