Citizens CIA Permanent — Amortization of deferred policy acquisition costs

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Questions, answered.

What is Citizens's permanent — amortization of deferred policy acquisition costs?

Citizens (CIA) reported permanent — amortization of deferred policy acquisition costs of $4.45M in Q1 2026.

How has Citizens's permanent — amortization of deferred policy acquisition costs changed year-over-year?

Citizens's permanent — amortization of deferred policy acquisition costs increased by 6.7% year-over-year, from $4.17M to $4.45M.

What is the long-term trend for Citizens's permanent — amortization of deferred policy acquisition costs?

Over 3 years (2022 to 2025), Citizens's permanent — amortization of deferred policy acquisition costs has grown at a 8.5% compound annual growth rate (CAGR), from $13.19M to $16.87M.

What does permanent — amortization of deferred policy acquisition costs mean?

The periodic expense recognized by allocating capitalized acquisition costs over the estimated life of the insurance policies. This reflects the systematic recognition of costs incurred to acquire business as the corresponding premium revenue is earned. A consistent or rising amortization trend relative to premiums helps investors assess the profitability and cost-efficiency of the permanent insurance segment.