Discontinued — last reported Q4 '25
Life Insurance — Net earned premiums
Aflac Life Insurance — Net earned premiums remained flat by 0.0% to $468.75M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 6.9%, from $438.50M to $468.75M. Over 4 years (FY 2021 to FY 2025), Life Insurance — Net earned premiums shows a downward trend with a -10.8% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates strong underlying business performance and effective net revenue generation, while a decrease suggests shrinking operations or increased net risk transfer.
Detailed definition
This is the core revenue metric for the life insurance segment, calculated as direct premiums earned plus assumed premiu...
Peer comparison
Standard industry metric known as 'Net Premiums Earned' (NPE), used by all insurance companies to report core revenue.
afl_segment_life_insurance_net_earned_premiumsHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $739.00M | $739.00M | $739.00M | $623.00M | $558.00M | $476.00M | $697.00M | $514.00M | $505.00M | $493.00M | $461.00M | $438.50M | $438.50M | $438.50M | $438.50M | $468.75M | $468.75M | $468.75M | $468.75M |
| QoQ Change | — | +0.0% | +0.0% | -15.7% | -10.4% | -14.7% | +46.4% | -26.3% | -1.8% | -2.4% | -6.5% | -4.9% | +0.0% | +0.0% | +0.0% | +6.9% | +0.0% | +0.0% | +0.0% |
| YoY Change | — | — | — | — | -24.5% | -35.6% | -5.7% | -17.5% | -9.5% | +3.6% | -33.9% | -14.7% | -13.2% | -11.1% | -4.9% | +6.9% | +6.9% | +6.9% | +6.9% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Aflac's life insurance — net earned premiums?
- Aflac (AFL) reported life insurance — net earned premiums of $468.75M in Q4 2025.
- How has Aflac's life insurance — net earned premiums changed year-over-year?
- Aflac's life insurance — net earned premiums increased by 6.9% year-over-year, from $438.50M to $468.75M.
- What is the long-term trend for Aflac's life insurance — net earned premiums?
- Over 4 years (2021 to 2025), Aflac's life insurance — net earned premiums has grown at a -10.8% compound annual growth rate (CAGR), from $2.96B to $1.88B.
- What does life insurance — net earned premiums mean?
- The total revenue retained by the company from life insurance policies after accounting for all reinsurance transactions.