Other

Debt

Affirm Holdings, Inc. Debt increased by 1.8% to $113.76M in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 5.7%, from $107.63M to $113.76M. Over 4 years (FY 2021 to FY 2025), Debt shows an upward trend with a 68.6% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.

Analysis

StatementIncome Statement
SectionOther
CategoryLeverage
SignalLower is better
VolatilityStable
First reportedQ1 2019
Last reportedQ3 2026May 7, 2026

How to read this metric

An increase indicates higher leverage or rising interest rates, which may reduce net income and increase financial risk.

Detailed definition

Interest expense represents the cost incurred by the company for borrowed funds, such as loans, bonds, or credit facilit...

Peer comparison

Highly dependent on the company's capital structure and credit rating compared to industry peers.

Metric ID: other_interest_expense_debt

Historical Data

20 periods
 Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26Q3 '26
Value$15.62M$16.75M$17.70M$15.82M$19.42M$25.07M$43.75M$51.19M$63.01M$73.93M$84.62M$90.45M$95.26M$104.15M$107.76M$107.63M$105.91M$110.03M$111.72M$113.76M
QoQ Change+7.2%+5.7%-10.6%+22.7%+29.1%+74.5%+17.0%+23.1%+17.3%+14.5%+6.9%+5.3%+9.3%+3.5%-0.1%-1.6%+3.9%+1.5%+1.8%
YoY Change+24.3%+49.6%+147.2%+223.5%+224.5%+194.9%+93.4%+76.7%+51.2%+40.9%+27.4%+19.0%+11.2%+5.6%+3.7%+5.7%
Range$15.62M$113.76M
CAGR+51.9%
Avg YoY Growth+74.9%
Median YoY Growth+45.2%
Current Streak3 quarters growth

Frequently Asked Questions

What is Affirm Holdings, Inc.'s debt?
Affirm Holdings, Inc. (AFRM) reported debt of $113.76M in Q1 2026.
How has Affirm Holdings, Inc.'s debt changed year-over-year?
Affirm Holdings, Inc.'s debt increased by 5.7% year-over-year, from $107.63M to $113.76M.
What is the long-term trend for Affirm Holdings, Inc.'s debt?
Over 4 years (2021 to 2025), Affirm Holdings, Inc.'s debt has grown at a 68.6% compound annual growth rate (CAGR), from $52.70M to $425.45M.
What does debt mean?
The cost of borrowing money, paid as interest on debt.