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American International Group AIG Short-Duration Insurance — Ceded Premiums Earned

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Other financials

Income statement

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Revenue$6.7B-2.0%
Net income$763.0M+9.3%
EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%
Total debt$10.0B+2.6%
Total equity$40.4B-2.5%
Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%
CapEx$60.0M+14.3%
Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%
P/E12.7×-2.7×
P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp
FCF margin21.5%

Returns & leverage

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Return on equity7.7%+5.6pp
Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:CededPremiumsEarned.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's short-duration insurance — ceded premiums earned?
American International Group (AIG) reported short-duration insurance — ceded premiums earned of $2.86B in Q4 2025.
How has American International Group's short-duration insurance — ceded premiums earned changed year-over-year?
American International Group's short-duration insurance — ceded premiums earned decreased by 1.4% year-over-year, from $2.9B to $2.86B.
What is the long-term trend for American International Group's short-duration insurance — ceded premiums earned?
Over 4 years (2021 to 2025), American International Group's short-duration insurance — ceded premiums earned has grown at a 0.3% compound annual growth rate (CAGR), from $11.3B to $11.46B.
What does short-duration insurance — ceded premiums earned mean?
Represents the portion of ceded premiums that has been recognized as revenue by the reinsurer over the policy period. This metric reflects the cost of reinsurance protection that is actually realized during the reporting period. It is essential for calculating the net underwriting results and profitability of the insurance segment.