What does U.S. other casualty — year 2 (as a percent) mean?

This represents the cumulative percentage of total expected ultimate losses for a given accident year that are paid out by the end of the second year. It helps investors understand the payout velocity of the segment's insurance liabilities.

American International Group AIG U.S. Other Casualty — Year 2 (as a percent)

Other product segments

UK/Europe Property and Special Risks

36.7%-2.1%

U.S. Property and Special Risks

30.1%-3.2%

UK/Europe and Japan Personal Insurance

25.9%+0.4%

U.S. Personal Insurance

24.5%+7.0%

U.S. Workers' Compensation (before discount)

17%-2.9%

U.S. Financial Lines

14.3%+2.1%

UK/Europe Casualty and Financial lines

13.4%-1.5%

U.S. Excess Casualty

10.6%+5.0%

Similar metrics at other companies

RNRCasualty and Specialty — Average annual percentage payout, year two

15.7%-0.6pp

SPNTCasualty — Year 2

25.9%-2.6pp

GLRECasualty — Year 2

34%+0.2pp

ASI

ASICCasualty — Unaudited Average Annual Percentage Payout of Incurred Claims by Age, Year 2

13.4%—

EGCasualty Insurance — Year two

20.8%—

RNRCasualty and Specialty — Average annual percentage payout, year five

11.2%+0.6pp

Other financials

Income statement

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Revenue$6.7B-2.0%

Net income$763.0M+9.3%

EPS (diluted)$1.41+21.6%

Balance sheet

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Cash & equivalents$1.5B+4.4%

Total debt$10.0B+2.6%

Total equity$40.4B-2.5%

Total assets$161.54B-0.2%

Cash flow

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Operating cash flow$155.0M+377%

CapEx$60.0M+14.3%

Free cash flow$1.5B+53.0%

Valuation

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Market cap$40.07B-18.6%

P/E12.7×-2.7×

P/S1.5×-0.3×

Profitability

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Net margin11.9%+8.6pp

FCF margin21.5%—

Returns & leverage

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Return on equity7.7%+5.6pp

Debt / equity0.2×0.0×

Where this comes from

Reported directly by American International Group in its filing.

Tagged under the XBRL concept us-gaap:ShortdurationInsuranceContractsHistoricalClaimsDurationYearTwo.

The official record: American International Group’s 10-K, filed February 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is American International Group's U.S. other casualty — year 2 (as a percent)?: American International Group (AIG) reported U.S. other casualty — year 2 (as a percent) of 9.6% in Q4 2025.
What does U.S. other casualty — year 2 (as a percent) mean?: This represents the cumulative percentage of total expected ultimate losses for a given accident year that are paid out by the end of the second year. It helps investors understand the payout velocity of the segment's insurance liabilities.