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Assurant AIZ Service Contracts And Sales — Deferred Upfront Commissionsand Other Costs

Discontinued — last reported Q4 '25

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Other financials

Income statement

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Revenue$3.4B+11.3%
Net income$274.1M+87.0%
EPS (diluted)$5.41+91.2%

Balance sheet

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Cash & equivalents$1.6B-4.7%
Total debt$73.9M+18.4%
Total equity$5.9B+12.1%
Total assets$35.8B+2.2%

Cash flow

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Operating cash flow$240.3M-38.8%
CapEx$47.7M-10.7%
Free cash flow$192.6M-43.2%

Valuation

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Market cap$12.88B+1.6%
P/E12.9×-6.0×
P/S-0.1×

Profitability

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Net margin7.6%+2.0pp
FCF margin11%-0.7pp

Returns & leverage

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Return on equity18%+4.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Assurant in its filing.

Tagged under the XBRL concept aiz:DeferredUpfrontCommissionsandOtherCosts.

The official record: Assurant’s 10-K, filed February 19, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Assurant's service contracts and sales — deferred upfront commissionsand other costs?
Assurant (AIZ) reported service contracts and sales — deferred upfront commissionsand other costs of $67.6M in Q4 2025.
How has Assurant's service contracts and sales — deferred upfront commissionsand other costs changed year-over-year?
Assurant's service contracts and sales — deferred upfront commissionsand other costs decreased by 18.9% year-over-year, from $83.4M to $67.6M.
What is the long-term trend for Assurant's service contracts and sales — deferred upfront commissionsand other costs?
Over 2 years (2021 to 2023), Assurant's service contracts and sales — deferred upfront commissionsand other costs has grown at a 32.0% compound annual growth rate (CAGR), from $119.4M to $208M.
What does service contracts and sales — deferred upfront commissionsand other costs mean?
The total value of upfront sales and acquisition costs that have been deferred to future periods.
How do you interpret service contracts and sales — deferred upfront commissionsand other costs?
A growing balance suggests continued investment in business development and a larger portfolio of active contracts.
How does service contracts and sales — deferred upfront commissionsand other costs compare across companies?
Standard deferred cost asset found in companies with high upfront customer acquisition expenses.