Net premiums earned
Allstate Net premiums earned remained flat by 0.0% to $15.36B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.4%, from $14.58B to $15.36B. Over 4 years (FY 2021 to FY 2025), Net premiums earned shows an upward trend with a 8.7% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Detailed definition
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Peer comparison
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
is_net_premiums_earnedHistorical Data
| FY'21 | FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|---|
| Value | $44.04B | $47.74B | $52.52B | $58.31B | $61.45B |
| YoY Change | — | +8.4% | +10.0% | +11.0% | +5.4% |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Property Liability | $13.34B | $13.69B | $13.93B | $14.03B | $14.35B | $15.05B | $14.26B | $15.35B |
| Allstate Protection | — | — | $29.00M | — | — | — | — | — |
| Total | $14.58B | $14.58B | $14.58B | $15.36B | $15.36B | $15.36B | $15.36B | — |
All State Protection, Allstate Protection were previously reported and have since been discontinued or reclassified. Only currently active segments are shown in the chart.
Net premiums earned at Other Companies
Frequently Asked Questions
- What is Allstate's net premiums earned?
- Allstate (ALL) reported net premiums earned of $15.36B in Q4 2025.
- How has Allstate's net premiums earned changed year-over-year?
- Allstate's net premiums earned increased by 5.4% year-over-year, from $14.58B to $15.36B.
- What is the long-term trend for Allstate's net premiums earned?
- Over 4 years (2021 to 2025), Allstate's net premiums earned has grown at a 8.7% compound annual growth rate (CAGR), from $44.04B to $61.45B.
- What does net premiums earned mean?
- The total money collected from insurance premiums after paying for reinsurance.