Net premiums earned
The Travelers Companies Net premiums earned decreased by 4.9% to $10.61B in Q1 2026 compared to the prior quarter. Year-over-year, this metric declined by 1.0%, from $10.71B to $10.61B. Over 4 years (FY 2021 to FY 2025), Net premiums earned shows an upward trend with a 9.2% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Detailed definition
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Peer comparison
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
is_net_premiums_earnedHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $7.62B | $7.83B | $8.02B | $8.01B | $8.32B | $8.62B | $8.82B | $8.85B | $9.22B | $9.72B | $9.97B | $10.13B | $10.24B | $10.70B | $10.87B | $10.71B | $10.92B | $11.14B | $11.15B | $10.61B |
| QoQ Change | — | +2.8% | +2.5% | -0.1% | +3.8% | +3.6% | +2.3% | +0.4% | +4.1% | +5.4% | +2.6% | +1.5% | +1.2% | +4.5% | +1.5% | -1.5% | +2.0% | +2.0% | +0.1% | -4.9% |
| YoY Change | — | — | — | — | +9.2% | +10.0% | +9.9% | +10.5% | +10.8% | +12.8% | +13.1% | +14.4% | +11.1% | +10.1% | +9.0% | +5.8% | +6.6% | +4.0% | +2.6% | -1.0% |
Product Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Automobile | $2.79B | $2.89B | $2.94B | $2.91B | $2.95B | $3.00B | $2.99B | $2.92B |
| General Liability | $1.28B | $1.33B | $1.36B | $1.31B | $1.32B | $1.37B | $1.40B | $1.35B |
| Total | $10.24B | $10.70B | $10.87B | $10.71B | $10.92B | $11.14B | $11.15B | $10.61B |
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Business And International Insurance | $5.17B | $5.47B | $5.54B | $5.47B | $5.55B | $5.70B | $5.70B | $5.49B |
| Personal Insurance | $4.10B | $4.22B | $4.31B | $4.25B | $4.36B | $4.39B | $4.40B | $4.09B |
| Bond And Specialty Insurance | $977.00M | $1.01B | $1.02B | $995.00M | $1.02B | $1.04B | $1.05B | $1.02B |
| Total | $10.24B | $10.70B | $10.87B | $10.71B | $10.92B | $11.14B | $11.15B | $10.61B |
Geographic Breakdown
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| Non Us | $729.00M | $823.00M | $796.00M | $775.00M | $770.00M | $811.00M | $750.00M | $478.00M |
| Total | $10.24B | $10.70B | $10.87B | $10.71B | $10.92B | $11.14B | $11.15B | $10.61B |
Net premiums earned at Other Companies
Frequently Asked Questions
- What is The Travelers Companies's net premiums earned?
- The Travelers Companies (TRV) reported net premiums earned of $10.61B in Q1 2026.
- How has The Travelers Companies's net premiums earned changed year-over-year?
- The Travelers Companies's net premiums earned decreased by 1.0% year-over-year, from $10.71B to $10.61B.
- What is the long-term trend for The Travelers Companies's net premiums earned?
- Over 4 years (2021 to 2025), The Travelers Companies's net premiums earned has grown at a 9.2% compound annual growth rate (CAGR), from $30.86B to $43.91B.
- What does net premiums earned mean?
- The total money collected from insurance premiums after paying for reinsurance.