Discontinued — last reported Q3 '17
Net premiums earned
Chubb Net premiums earned decreased by 5.8% to $13.53B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 7.4%, from $12.60B to $13.53B. Over 4 years (FY 2021 to FY 2025), Net premiums earned shows an upward trend with a 9.9% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.
Analysis
How to read this metric
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Detailed definition
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Peer comparison
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
is_net_premiums_earnedHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $8.81B | $10.00B | $9.32B | $8.75B | $9.56B | $11.54B | $10.55B | $10.14B | $11.00B | $12.67B | $11.90B | $11.58B | $12.29B | $13.37B | $12.60B | $12.00B | $13.13B | $14.36B | $13.53B |
| QoQ Change | — | +13.5% | -6.8% | -6.2% | +9.3% | +20.7% | -8.5% | -3.9% | +8.5% | +15.2% | -6.1% | -2.6% | +6.1% | +8.8% | -5.8% | -4.7% | +9.4% | +9.4% | -5.8% |
| YoY Change | — | — | — | — | +8.4% | +15.3% | +13.2% | +16.0% | +15.1% | +9.9% | +12.8% | +14.2% | +11.8% | +5.5% | +5.9% | +3.6% | +6.8% | +7.4% | +7.4% |
Business Segments
Product Breakdown
Net premiums earned at Other Companies
Frequently Asked Questions
- What is Chubb's net premiums earned?
- Chubb (CB) reported net premiums earned of $13.53B in Q4 2025.
- How has Chubb's net premiums earned changed year-over-year?
- Chubb's net premiums earned increased by 7.4% year-over-year, from $12.60B to $13.53B.
- What is the long-term trend for Chubb's net premiums earned?
- Over 4 years (2021 to 2025), Chubb's net premiums earned has grown at a 9.9% compound annual growth rate (CAGR), from $36.36B to $53.01B.
- What does net premiums earned mean?
- The total money collected from insurance premiums after paying for reinsurance.