Discontinued — last reported Q3 '17
Net premiums earned
Progressive Net premiums earned increased by 1.2% to $21.09B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 10.2%, from $19.14B to $21.09B. Over 3 years (FY 2022 to FY 2025), Net premiums earned shows an upward trend with a 18.4% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase indicates growth in the member base or higher premium pricing, while a decrease may signal market share loss or competitive pricing pressure.
Detailed definition
Represents the total revenue generated from insurance premiums after accounting for reinsurance cessions. This is the pr...
Peer comparison
Standard across all health insurance peers; comparable to gross written premiums adjusted for reinsurance.
is_net_premiums_earnedHistorical Data
| Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $12.31B | $12.31B | $12.31B | $12.31B | $14.67B | $14.67B | $14.67B | $14.67B | $16.15B | $17.21B | $18.30B | $19.14B | $19.41B | $20.31B | $20.85B | $21.09B |
| QoQ Change | — | +0.0% | +0.0% | +0.0% | +19.1% | +0.0% | +0.0% | +0.0% | +10.1% | +6.6% | +6.3% | +4.6% | +1.4% | +4.6% | +2.7% | +1.2% |
| YoY Change | — | — | — | — | +19.1% | +19.1% | +19.1% | +19.1% | +10.1% | +17.3% | +24.8% | +30.5% | +20.2% | +18.0% | +13.9% | +10.2% |
Product Breakdown
Net premiums earned at Other Companies
Frequently Asked Questions
- What is Progressive's net premiums earned?
- Progressive (PGR) reported net premiums earned of $21.09B in Q4 2025.
- How has Progressive's net premiums earned changed year-over-year?
- Progressive's net premiums earned increased by 10.2% year-over-year, from $19.14B to $21.09B.
- What is the long-term trend for Progressive's net premiums earned?
- Over 3 years (2022 to 2025), Progressive's net premiums earned has grown at a 18.4% compound annual growth rate (CAGR), from $49.24B to $81.66B.
- What does net premiums earned mean?
- The total money collected from insurance premiums after paying for reinsurance.