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Ally Financial ALLY Q2 2025 earnings

Reported July 18, 2025 · Before market open

Revenue$2.3BBeat by $244.7MDiluted EPS$0.99Beat by $0.18
Revenue estimate$2.0B
EPS estimate$0.81

Next report

Jul 21, 2026 (In 1 week)
Revenue estimate$2.2B
EPS estimate$1.27

Financials

Q2 2025

Income statement

See full
Revenue$2.1B+3.0%
Net income$352.0M+60.7%
EPS (diluted)$1.04+67.7%

Balance sheet

See full
Cash & equivalents$11.5B+41.7%
Total debt$19.2B+18.2%
Total equity$14.5B+6.2%
Total assets$189.47B-1.5%

Cash flow

See full
Operating cash flow$947.0M-34.9%

Valuation & ratios

Valuation

as of 06/30/25
See full
Market cap$11.66B-4.0%
Enterprise value$19.39B-4.5%
P/E26.9×+9.8×
P/S1.5×0.0×

Profitability

See full
Net margin5.6%-3.2pp

Returns & leverage

See full
Return on equity3.1%-2.1pp
Debt / equity1.3×+0.1×

Segments

By product

See full
Noninsurance contracts$241.0M-2.4%
Remarketing fee income$31.0M+3.3%
Brokerage commissions and other revenue$20.0M-9.1%
Brokered/agent commissions$7.0M+16.7%
Banking fees and interchange income$6.0M-57.1%

Versus estimates

Revenue

Q1 2026$2.1BMiss by $38.9MQ4 2025$2.1BMiss by $21.0MQ3 2025$2.4BBeat by $255.1M
Q2 2025$2.3BBeat by $244.7M
Q1 2025$1.8BMiss by $278.1MQ4 2024$2.2BBeat by $220.9M

Diluted EPS

Q1 2026$1.11Beat by $0.18Q4 2025$1.09Beat by $0.08Q3 2025$1.15Beat by $0.15
Q2 2025$0.99Beat by $0.18
Q1 2025$0.58Beat by $0.16Q4 2024$0.78Beat by $0.21

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Questions, answered.

When did Ally Financial report Q2 2025 earnings?
Ally Financial (ALLY) reported Q2 2025 earnings on July 18, 2025 before market open.
What were Ally Financial's Q2 2025 revenue and EPS?
Ally Financial reported revenue of $2.3B and diluted EPS of $0.99 for Q2 2025.
Did Ally Financial beat estimates in Q2 2025?
Revenue beat the consensus estimate of $2.0B by $244.7M. EPS beat the consensus estimate of $0.81 by $0.18.
How did Ally Financial's Q2 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 5.5% from $2.2B a year earlier and diluted EPS grew 2.1% from $0.97.
Where can I find Ally Financial's Q2 2025 SEC filings?
You can read the 10-Q periodic report (0000040729-25-000020) directly on SEC EDGAR. The filing index links above go to sec.gov.