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Ally Financial ALLY Q3 2025 earnings

Reported October 17, 2025 · Before market open

Revenue$2.4BBeat by $255.1MDiluted EPS$1.15Beat by $0.15
Revenue estimate$2.1B
EPS estimate$1.00

Next report

Jul 21, 2026 (In 1 week)
Revenue estimate$2.2B
EPS estimate$1.27

Financials

Q3 2025

Income statement

See full
Revenue$2.2B+1.5%
Net income$398.0M+101%
EPS (diluted)$1.18+115%

Balance sheet

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Cash & equivalents$11.6B+24.7%
Total debt$20.6B+25.9%
Total equity$15.1B+4.9%
Total assets$191.71B-0.5%

Cash flow

See full
Operating cash flow$1.2B+40.3%

Valuation & ratios

Valuation

as of 09/30/25
See full
Market cap$12.07B+10.5%
Enterprise value$21.04B+17.2%
P/E19.1×+1.5×
P/S1.5×+0.2×

Profitability

See full
Net margin8.1%+0.6pp

Returns & leverage

See full
Return on equity4.3%-0.3pp
Debt / equity1.4×+0.2×

Segments

By product

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Noninsurance contracts$242.0M-1.6%
Remarketing fee income$28.0M0.0%
Brokerage commissions and other revenue$21.0M-4.5%
Banking fees and interchange income$9.0M-25.0%
Brokered/agent commissions$1.0M-80.0%

Versus estimates

Revenue

Q1 2026$2.1BMiss by $38.9MQ4 2025$2.1BMiss by $21.0M
Q3 2025$2.4BBeat by $255.1M
Q2 2025$2.3BBeat by $244.7MQ1 2025$1.8BMiss by $278.1MQ4 2024$2.2BBeat by $220.9M

Diluted EPS

Q1 2026$1.11Beat by $0.18Q4 2025$1.09Beat by $0.08
Q3 2025$1.15Beat by $0.15
Q2 2025$0.99Beat by $0.18Q1 2025$0.58Beat by $0.16Q4 2024$0.78Beat by $0.21

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Questions, answered.

When did Ally Financial report Q3 2025 earnings?
Ally Financial (ALLY) reported Q3 2025 earnings on October 17, 2025 before market open.
What were Ally Financial's Q3 2025 revenue and EPS?
Ally Financial reported revenue of $2.4B and diluted EPS of $1.15 for Q3 2025.
Did Ally Financial beat estimates in Q3 2025?
Revenue beat the consensus estimate of $2.1B by $255.1M. EPS beat the consensus estimate of $1.00 by $0.15.
How did Ally Financial's Q3 2025 results compare year-over-year?
Compared to the same quarter a year prior, revenue grew 3.3% from $2.3B a year earlier and diluted EPS grew 21.1% from $0.95.
Where can I find Ally Financial's Q3 2025 SEC filings?
You can read the 10-Q periodic report (0000040729-25-000025) directly on SEC EDGAR. The filing index links above go to sec.gov.