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Ally Financial ALLY Automotive Finance operations — Insurance losses and loss adjustment expenses

Other segment segments

Insurance operations
$121M-24.8%
Corporate Finance operations
$0

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AFGOther — Claims, losses and settlement expenses
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ACGLUnderwriting Segments — Losses and loss adjustment expenses
$1.56B+25.7%
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ACGLInsurance — Losses and loss adjustment expenses
$1.13B-8.3%
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AFGProperty and Casualty Insurance — Losses and loss adjustment expenses
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AIZOperating Segments — Benefits Losses And Expenses
$1.37B-30.1%
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ACGLInsurance — Net Losses and Loss Adjustment Expenses Incurred
$1.19B+17.1%

Other financials

Income statement

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Revenue$2.1B+36.4%
Net income$319.0M+242%
EPS (diluted)$0.93+213%

Balance sheet

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Cash & equivalents$11.2B-1.6%
Total debt$22.8B+26.9%
Total equity$15.6B+9.7%
Total assets$197.27B+2.0%

Cash flow

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Operating cash flow$1.4B+45.9%
CapEx-
Free cash flow$1.1B-2.9%

Valuation

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Market cap$13.94B+7.8%
Enterprise value$25.47B+33.3%
P/E10×-33.1×
P/S1.7×0.0×

Profitability

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Net margin16.5%+12.6pp
FCF margin55.3%

Returns & leverage

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Return on equity9.4%+7.2pp
Debt / equity1.5×+0.2×

Where this comes from

Reported directly by Ally Financial in its filing.

Tagged under the XBRL concept us-gaap:PolicyholderBenefitsAndClaimsIncurredNet.

The official record: Ally Financial’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Ally Financial's automotive finance operations — insurance losses and loss adjustment expenses?
Ally Financial (ALLY) reported automotive finance operations — insurance losses and loss adjustment expenses of $0 in Q1 2026.
What does automotive finance operations — insurance losses and loss adjustment expenses mean?
The costs incurred from insurance claims and the process of settling them.
How do you interpret automotive finance operations — insurance losses and loss adjustment expenses?
An increase indicates higher claim frequency or severity, potentially signaling poor underwriting or adverse market events.
How does automotive finance operations — insurance losses and loss adjustment expenses compare across companies?
Common in insurance and captive finance companies that offer ancillary protection products.