Long Term Care Insurance — Weighted average discount rate
Ameriprise Financial Long Term Care Insurance — Weighted average discount rate increased by 5.7% to 5.6% in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 1.8%, from 5.5% to 5.6%. Over 2 years (FY 2023 to FY 2025), Long Term Care Insurance — Weighted average discount rate shows relatively stable performance with a 0.0% CAGR.
Analysis
How to read this metric
A higher discount rate reduces the reported liability, which is generally favorable for capital ratios, while a lower rate increases the liability burden.
Detailed definition
This is the interest rate used to discount future insurance cash flows to their present value. It is a critical assumpti...
Peer comparison
Widely used across the insurance industry; peers adjust this based on market interest rates and the duration of their liabilities.
amp_segment_long_term_care_insurance_weighted_average_discount_rateHistorical Data
| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 2.9% | 5.4% | 5.1% | 5.3% | 6.1% | 5.1% | 5.4% | 5.6% | 5% | 5.7% | 5.5% | 5.5% | 5.3% | 5.3% | 5.6% |
| QoQ Change | — | +86.2% | -5.6% | +3.9% | +15.1% | -16.4% | +5.9% | +3.7% | -10.7% | +14.0% | -3.5% | +0.0% | -3.6% | +0.0% | +5.7% |
| YoY Change | — | +86.2% | — | — | — | -5.6% | +5.9% | +5.7% | -18.0% | +11.8% | +1.9% | -1.8% | +6.0% | -7.0% | +1.8% |
Similar Metrics at Other Companies
Frequently Asked Questions
- What is Ameriprise Financial's long term care insurance — weighted average discount rate?
- Ameriprise Financial (AMP) reported long term care insurance — weighted average discount rate of 5.6% in Q1 2026.
- How has Ameriprise Financial's long term care insurance — weighted average discount rate changed year-over-year?
- Ameriprise Financial's long term care insurance — weighted average discount rate increased by 1.8% year-over-year, from 5.5% to 5.6%.
- What is the long-term trend for Ameriprise Financial's long term care insurance — weighted average discount rate?
- Over 2 years (2023 to 2025), Ameriprise Financial's long term care insurance — weighted average discount rate has grown at a 0.0% compound annual growth rate (CAGR), from 21.6% to 21.6%.
- What does long term care insurance — weighted average discount rate mean?
- The interest rate used to calculate the current value of future insurance obligations.