Ameriprise Financial Long Term Care Insurance — Weighted average interest accretion rate increased by 2.0% to 5.1% in Q1 2026 compared to the prior quarter. Year-over-year, this metric was flat by 0.0%, from 5.1% to 5.1%. Over 2 years (FY 2023 to FY 2025), Long Term Care Insurance — Weighted average interest accretion rate shows relatively stable performance with a -0.5% CAGR.
A higher rate implies faster growth of liabilities, which requires higher investment returns to maintain profitability.
This rate represents the speed at which the insurance liability grows over time due to the passage of time and the unwin...
Commonly disclosed by insurers under accounting standards like GAAP or IFRS to explain the movement in insurance liabilities.
amp_segment_long_term_care_insurance_weighted_average_interest_accretion_rate| Q4 '21 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | 5.3% | 5.2% | 5.2% | 5.1% | 5.1% | 5% | 5.1% | 5.1% | 5.1% | 5% | 5.1% | 5.1% | 5% | 5% | 5.1% |
| QoQ Change | — | -1.9% | +0.0% | -1.9% | +0.0% | -2.0% | +2.0% | +0.0% | +0.0% | -2.0% | +2.0% | +0.0% | -2.0% | +0.0% | +2.0% |
| YoY Change | — | -1.9% | — | — | — | -3.8% | -1.9% | +0.0% | +0.0% | +0.0% | +0.0% | +0.0% | -2.0% | +0.0% | +0.0% |