When did Atlanticus Holdings Corporation report Q4 2024 earnings?

Atlanticus Holdings Corporation (ATLC) reported Q4 2024 earnings on March 13, 2025 before market open.

What were Atlanticus Holdings Corporation's Q4 2024 revenue and EPS?

Atlanticus Holdings Corporation reported revenue of $353.5M and eps of $1.42 for Q4 2024.

Did Atlanticus Holdings Corporation beat estimates in Q4 2024?

Revenue missed the consensus estimate of $355.0M by $1.5M. EPS beat the consensus estimate of $1.21 by $0.21.

Where can I find Atlanticus Holdings Corporation's Q4 2024 SEC filings?

You can read the 10-K periodic report (0001437749-25-007559) directly on SEC EDGAR. The filing index links above go to sec.gov.

Atlanticus Holdings Corporation ATLC Q4 2024 Annual earnings

Reported March 13, 2025 · Before market open

Revenue$353.5MMiss by $1.5M

EPS$1.42Beat by $0.21

Revenue estimate$355.0M

EPS estimate$1.21

Next report

Aug 6, 2026 (In 1 week)

Revenue estimate$716.3M

EPS estimate$2.42

Financials

Q4 2024

Income statement

See full

Revenue$117.5M+28.0%

Gross profit$81.7M+25.3%

Net income$31.3M+19.0%

EPS (diluted)$1.42+29.1%

Balance sheet

See full

Cash & equivalents$375.4M+10.6%

Total debt$24.2M+19.9%

Total equity$492.9M+24.9%

Total assets$3.3B+20.8%

Cash flow

See full

Operating cash flow$122.6M-7.6%

Valuation & ratios

Profitability

See full

Gross margin70.5%-1.1pp

Net margin27.7%-1.3pp

Returns & leverage

See full

Return on equity25.1%-3.4pp

Debt / equity0×0.0×

Segments

By product

See full

Merchant Fees$31.4M+1.6%

Other Revenue$17.7M+89.5%

Service Charges And Other Customer Related Fees Other Revenue$9.3M+217%

Interchange Revenues Other Revenue$4.9M-9.2%

Servicing Income Other Revenue$3.5M+241%

By segment

See full

Auto Finance$187.0K-10.5%

Versus estimates

Revenue

Q1 2026$679.5MMiss by $69.8M Q4 2025$734.4MBeat by $42.6M Q3 2025$178.8MMiss by $513.0M Q2 2025$394.2MBeat by $20.3M Q1 2025$345.2MMiss by $2.1M

Q4 2024$353.5MMiss by $1.5M

Diluted EPS

Q1 2026$2.23Beat by $0.54 Q4 2025$1.75Beat by $0.16 Q3 2025$1.48Beat by $0.14 Q2 2025$1.51Beat by $0.21 Q1 2025$1.49Beat by $0.16

Q4 2024$1.42Beat by $0.21

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Questions, answered.

When did Atlanticus Holdings Corporation report Q4 2024 earnings?: Atlanticus Holdings Corporation (ATLC) reported Q4 2024 earnings on March 13, 2025 before market open.
What were Atlanticus Holdings Corporation's Q4 2024 revenue and EPS?: Atlanticus Holdings Corporation reported revenue of $353.5M and eps of $1.42 for Q4 2024.
Did Atlanticus Holdings Corporation beat estimates in Q4 2024?: Revenue missed the consensus estimate of $355.0M by $1.5M. EPS beat the consensus estimate of $1.21 by $0.21.
Where can I find Atlanticus Holdings Corporation's Q4 2024 SEC filings?: You can read the 10-K periodic report (0001437749-25-007559) directly on SEC EDGAR. The filing index links above go to sec.gov.