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Atlanticus Holdings Corporation ATLC Proceeds from secured term loan

Proceeds from secured term loan at other companies

Credit Acceptance logo
Credit AcceptanceCACC
$251M-61.4%
Pagaya Technologies logo
Pagaya TechnologiesPGY
$49.32M+0.3%
Bread Financial Holdings logo
Bread Financial HoldingsBFH
$25M
Enova International logo
Enova InternationalENVA
$357.96M-27.6%
Synchrony Financial logo
Synchrony FinancialSYF
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM

Other financials

Income statement

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Revenue$189.7M+60.5%
Gross profit$144.8M+68.2%
Net income$44.2M+40.1%
EPS (diluted)$2.23+49.7%

Balance sheet

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Cash & equivalents$651.1M+85.8%
Total debt$24.5M+1.3%
Total equity$648.4M+21.7%
Total assets$7.5B+128%

Cash flow

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Operating cash flow$286.3M+118%
CapEx$22.0K
Free cash flow$71.7M

Valuation

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Market cap$1.58B
Enterprise value$953.76M
P/E11.7×
P/S2.5×

Profitability

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Gross margin72.4%+1.4pp
Net margin21.5%-5.9pp
FCF margin72.3%

Returns & leverage

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Return on equity22.8%-1.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Atlanticus Holdings Corporation in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromIssuanceOfSecuredDebt.

The official record: Atlanticus Holdings Corporation’s 10-Q, filed May 7, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Atlanticus Holdings Corporation's proceeds from secured term loan?
Atlanticus Holdings Corporation (ATLC) reported proceeds from secured term loan of $543.51M in Q1 2026.
How has Atlanticus Holdings Corporation's proceeds from secured term loan changed year-over-year?
Atlanticus Holdings Corporation's proceeds from secured term loan increased by 92.1% year-over-year, from $282.99M to $543.51M.
What is the long-term trend for Atlanticus Holdings Corporation's proceeds from secured term loan?
Over 4 years (2021 to 2025), Atlanticus Holdings Corporation's proceeds from secured term loan has grown at a 39.6% compound annual growth rate (CAGR), from $923.48M to $3.51B.
What does proceeds from secured term loan mean?
Reflects the total cash proceeds generated from the issuance of debt instruments backed by specific collateral or assets. This metric is critical for assessing the company's leverage and its ability to access secured financing markets to fund operations or loan portfolios. It highlights the reliance on asset-backed funding structures common in financial services and lending businesses.