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Bread Financial Holdings BFH Proceeds from secured term loan

Proceeds from secured term loan at other companies

Enova International logo
Enova InternationalENVA
$357.96M-27.6%
Synchrony Financial logo
Synchrony FinancialSYF
Affirm Holdings, Inc. logo
Affirm Holdings, Inc.AFRM

Other financials

Income statement

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Revenue$1.0B+4.9%
Gross profit$361.8M
Operating income$382.8M
Net income$181.0M+31.2%
EPS (diluted)$4.15+49.3%

Balance sheet

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Cash & equivalents$4.0B-6.6%
Total debt$85.0M-98.5%
Total equity$3.3B+8.4%
Total assets$22.3B-0.3%

Cash flow

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Operating cash flow$487.0M+23.9%
CapEx$15.0M-40.0%
Free cash flow$482.0M+55.5%

Valuation

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Market cap$4.14B+31.3%
P/E7.4×-3.9×
P/S1.1×+0.2×

Profitability

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Gross margin52%
Operating margin45.9%
Net margin14.4%+7.1pp
FCF margin46.5%+1.9pp

Returns & leverage

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Return on equity17.6%+8.4pp
Debt / equity-1.8×
Current ratio1.5×

Where this comes from

Reported directly by Bread Financial Holdings in its filing.

Tagged under the XBRL concept us-gaap:ProceedsFromIssuanceOfSecuredDebt.

The official record: Bread Financial Holdings’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bread Financial Holdings's proceeds from secured term loan?
Bread Financial Holdings (BFH) reported proceeds from secured term loan of $25M in Q1 2026.
What is the long-term trend for Bread Financial Holdings's proceeds from secured term loan?
Over 4 years (2021 to 2025), Bread Financial Holdings's proceeds from secured term loan has grown at a -31.8% compound annual growth rate (CAGR), from $4.28B to $925M.
What does proceeds from secured term loan mean?
This reflects the cash inflows generated from issuing debt that is backed by specific collateral, such as credit card receivables. It highlights the company's ability to utilize asset-backed financing structures to secure funding at potentially lower costs. This is a critical metric for understanding the company's reliance on secured funding markets.