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AMES National ATLO Accrued interest

Accrued interest at other companies

FIB
First Interstate BancSystem, Inc.FIBK
$33.1M-18.9%
John Marshall Bancorp logo
John Marshall BancorpJMSB
$1.99M-4.1%
National Bankshares logo
National BanksharesNKSH
$1.6M+11.6%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$81.2M+26.7%
Midland States Bancorp logo
Midland States BancorpMSBI
$25.88M+6.6%
Greene County Bancorp logo
Greene County BancorpGCBC
$20.07M+8.9%

Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept us-gaap:InterestPayableCurrentAndNoncurrent.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's accrued interest?
AMES National (ATLO) reported accrued interest of $2.56M in Q4 2025.
How has AMES National's accrued interest changed year-over-year?
AMES National's accrued interest decreased by 20.1% year-over-year, from $3.21M to $2.56M.
What is the long-term trend for AMES National's accrued interest?
Over 5 years (2020 to 2025), AMES National's accrued interest has grown at a -25.5% compound annual growth rate (CAGR), from $11.14M to $2.56M.
What does accrued interest mean?
Interest expense accrued but not yet paid on outstanding debt obligations, based on contractual interest rates and time elapsed.