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AMES National ATLO Savings And Money Market

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Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept atlo:SavingsAndMoneyMarket.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's savings and money market?
AMES National (ATLO) reported savings and money market of $537.71M in Q4 2025.
How has AMES National's savings and money market changed year-over-year?
AMES National's savings and money market decreased by 0.5% year-over-year, from $540.49M to $537.71M.
What is the long-term trend for AMES National's savings and money market?
Over 5 years (2020 to 2025), AMES National's savings and money market has grown at a -1.5% compound annual growth rate (CAGR), from $581.22M to $537.71M.
What does savings and money market mean?
This metric aggregates funds held in savings accounts and money market deposit accounts, which typically offer higher liquidity and interest rates than standard checking accounts. These deposits are a primary source of stable, interest-bearing funding for the bank's lending activities. Growth in this category indicates the bank's success in capturing consumer and business liquid savings.