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AMES National ATLO Return on assets

Return on assets at other companies

U.S. Bancorp logo
U.S. BancorpUSB
1.1%+0.1pp
Wells Fargo & Company logo
Wells Fargo & CompanyWFC
1%0.0pp
FIB
First Interstate BancSystem, Inc.FIBK
1.1%+0.4pp
Principal Financial Group logo
Principal Financial GroupPFG
0.5%+0.1pp
First Community Corporation logo
First Community CorporationFCCO
0.9%+0.2pp
John Marshall Bancorp logo
John Marshall BancorpJMSB
1%+0.2pp

Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Calculated from AMES National’s reported figures.

Based on trailing twelve months.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's return on assets?
AMES National (ATLO) reported return on assets of 0.9% in Q4 2025.
How has AMES National's return on assets changed year-over-year?
AMES National's return on assets increased by 87.2% year-over-year, from 0.5% to 0.9%.
What is the long-term trend for AMES National's return on assets?
Over 5 years (2020 to 2025), AMES National's return on assets has grown at a -2.6% compound annual growth rate (CAGR), from 1% to 0.9%.
What does return on assets mean?
Trailing-twelve-month net income divided by average total assets. Measures how efficiently the asset base generates profit, independent of how those assets are financed. Computed as net income over average total assets — note this is OpenCapital's standard definition and may differ from data vendors that use alternative numerators.