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AMES National ATLO Total Interest Expense

Total Interest Expense at other companies

Wells Fargo & Company logo
Wells Fargo & CompanyWFC
$2.39B-7.6%
FIB
First Interstate BancSystem, Inc.FIBK
$64.6M-14.0%
John Marshall Bancorp logo
John Marshall BancorpJMSB
$11.67M-5.1%
Farmers & Merchants Bancorp logo
Farmers & Merchants BancorpFMAO
$13.25M-5.3%
Citizens & Northern logo
Citizens & NorthernCZNC
$1.45M-19.2%
Eastern Bankshares, Inc. logo
Eastern Bankshares, Inc.EBC
$90.44M+19.0%

Other financials

Income statement

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Revenue$16.7M+21.9%
Net income$6.0M+25.3%
EPS (diluted)$0.66

Balance sheet

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Cash & equivalents$126.8M+25.2%
Total equity$207.9M+19.0%
Total assets$2.1B0.0%

Cash flow

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Operating cash flow$8.4M+17.5%
CapEx$405.0K+108%
Free cash flow$8.0M+14.9%

Valuation

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Market cap$262.26M+66.5%
P/E13×+2.2×
P/S3.9×+0.5×

Profitability

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Net margin28.5%+9.8pp
FCF margin31%+5.4pp

Returns & leverage

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Return on equity9.9%+3.9pp
Debt / equity0.1×

Where this comes from

Reported directly by AMES National in its filing.

Tagged under the XBRL concept us-gaap:InterestExpenseDeposits.

The official record: AMES National’s 10-K, filed March 12, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is AMES National's total interest expense?
AMES National (ATLO) reported total interest expense of $7.22M in Q4 2025.
How has AMES National's total interest expense changed year-over-year?
AMES National's total interest expense decreased by 9.8% year-over-year, from $8M to $7.22M.
What is the long-term trend for AMES National's total interest expense?
Over 4 years (2021 to 2025), AMES National's total interest expense has grown at a 60.6% compound annual growth rate (CAGR), from $4.34M to $28.88M.
What does total interest expense mean?
This is the aggregate cost incurred by the bank to fund its operations through interest-bearing deposits, short-term borrowings, and long-term debt. It is a critical measure of the bank's cost of funds and its ability to manage interest rate risk in its liability structure.