GMNS — Noninterest Expense
Business Segments · Noninterest ExpenseAmerican Express GMNS — Noninterest Expense remained flat by 0.0% to $928.25M in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 22.0%, from $761.00M to $928.25M. Over 3 years (FY 2022 to FY 2025), GMNS — Noninterest Expense shows relatively stable performance with a 1.9% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ4 2025
How to read this metric
Lower noninterest expense relative to revenue indicates better operational efficiency and higher profit margins.
Detailed definition
This represents all operating costs for the merchant and network services segment excluding interest-related expenses. I...
Peer comparison
Standard operating expense metric used across the banking and financial services sector.
Metric ID:
axp_segment_gmns_noninterest_expenseHistorical Data
4 years
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $3.51B | $3.71B | $3.04B | $3.71B |
| YoY Change | — | +5.7% | -18.0% | +22.0% |
Range$3.04B – $3.71B
CAGR+1.9%
Avg YoY Growth+3.2%
Median YoY Growth+5.7%
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Frequently Asked Questions
- What is American Express's gmns — noninterest expense?
- American Express (AXP) reported gmns — noninterest expense of $928.25M in Q4 2025.
- How has American Express's gmns — noninterest expense changed year-over-year?
- American Express's gmns — noninterest expense increased by 22.0% year-over-year, from $761.00M to $928.25M.
- What is the long-term trend for American Express's gmns — noninterest expense?
- Over 3 years (2022 to 2025), American Express's gmns — noninterest expense has grown at a 1.9% compound annual growth rate (CAGR), from $3.51B to $3.71B.
- What does gmns — noninterest expense mean?
- Total operating expenses excluding interest costs for the merchant and network segment.