ICS — Noninterest Expense
Business Segments · Noninterest ExpenseAmerican Express ICS — Noninterest Expense remained flat by 0.0% to $2.64B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 8.9%, from $2.43B to $2.64B. Over 3 years (FY 2022 to FY 2025), ICS — Noninterest Expense shows an upward trend with a 10.2% CAGR. This is a positive signal — lower values indicate better performance for this metric.
Analysis
StatementSegment
CategoryEfficiency
SignalLower is better
VolatilityStable
First reportedQ1 2022
Last reportedQ4 2025
How to read this metric
An increase in this metric relative to revenue indicates a compression of operating margins, while a decrease suggests improved operational leverage.
Detailed definition
This is the aggregate of all operating costs for the international card services segment, excluding interest expense. It...
Peer comparison
Comparable to 'Non-Interest Expense' in banking and financial services reporting.
Metric ID:
axp_segment_ics_noninterest_expenseHistorical Data
4 years
| FY'22 | FY'23 | FY'24 | FY'25 | |
|---|---|---|---|---|
| Value | $7.90B | $8.73B | $9.70B | $10.57B |
| YoY Change | — | +10.5% | +11.2% | +8.9% |
Range$7.90B – $10.57B
CAGR+10.2%
Avg YoY Growth+10.2%
Median YoY Growth+10.5%
Current Streak3+ years growth
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Frequently Asked Questions
- What is American Express's ics — noninterest expense?
- American Express (AXP) reported ics — noninterest expense of $2.64B in Q4 2025.
- How has American Express's ics — noninterest expense changed year-over-year?
- American Express's ics — noninterest expense increased by 8.9% year-over-year, from $2.43B to $2.64B.
- What is the long-term trend for American Express's ics — noninterest expense?
- Over 3 years (2022 to 2025), American Express's ics — noninterest expense has grown at a 10.2% compound annual growth rate (CAGR), from $7.90B to $10.57B.
- What does ics — noninterest expense mean?
- The total operating costs of the segment, excluding interest payments.