Business Segments · Total revenues net of interest expense

USCS — Total revenues net of interest expense

American Express USCS — Total revenues net of interest expense decreased by 0.4% to $9.12B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.6%, from $8.25B to $9.12B. Over 3 years (FY 2022 to FY 2025), USCS — Total revenues net of interest expense shows an upward trend with a 13.3% CAGR. This decline may warrant attention — for this metric, higher values are generally preferred.

Analysis

StatementSegment
CategoryGrowth
SignalHigher is better
VolatilityStable
First reportedQ1 2020
Last reportedQ1 2026
Rolls up toTotal Revenue

How to read this metric

Growth indicates a healthy combination of fee-based revenue expansion and effective net interest margin management.

Detailed definition

The total revenue generated by the U.S. Consumer Services segment after deducting the interest expense associated with f...

Peer comparison

Commonly used as a top-line performance metric for financial services segments.

Metric ID: axp_segment_uscs_total_revenues_net_of_interest_expense

Historical Data

18 periods
 Q3 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26
Value$4.90B$5.27B$5.91B$6.21B$6.52B$6.58B$6.93B$7.21B$7.40B$7.50B$7.73B$7.94B$8.25B$8.25B$8.55B$8.86B$9.16B$9.12B
QoQ Change+7.6%+12.2%+5.1%+5.0%+0.9%+5.3%+4.0%+2.6%+1.4%+3.1%+2.7%+3.9%-0.0%+3.7%+3.5%+3.4%-0.4%
YoY Change+26.8%+24.9%+17.2%+16.1%+13.4%+13.9%+11.6%+10.2%+11.6%+10.0%+10.6%+11.5%+11.0%+10.6%
Range$4.90B$9.16B
CAGR+15.8%
Avg YoY Growth+14.2%
Median YoY Growth+11.6%

Frequently Asked Questions

What is American Express's uscs — total revenues net of interest expense?
American Express (AXP) reported uscs — total revenues net of interest expense of $9.12B in Q1 2026.
How has American Express's uscs — total revenues net of interest expense changed year-over-year?
American Express's uscs — total revenues net of interest expense increased by 10.6% year-over-year, from $8.25B to $9.12B.
What is the long-term trend for American Express's uscs — total revenues net of interest expense?
Over 3 years (2022 to 2025), American Express's uscs — total revenues net of interest expense has grown at a 13.3% compound annual growth rate (CAGR), from $23.91B to $34.81B.
What does uscs — total revenues net of interest expense mean?
The total income of the U.S. Consumer Services segment after accounting for the costs of borrowing.