Interest and Fee Income on Loans and Leases
American Express Interest and Fee Income on Loans and Leases increased by 1.2% to $6.14B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 10.5%, from $5.55B to $6.14B. Over 4 years (FY 2021 to FY 2025), Interest and Fee Income on Loans and Leases shows an upward trend with a 27.3% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
How to read this metric
An increase suggests growth in the loan portfolio or higher interest rates, while a decrease may indicate shrinking loan volume or competitive pricing pressure.
Detailed definition
This represents the primary revenue generated from the bank's core lending activities, including interest payments and a...
Peer comparison
Standard across all commercial banks; peers typically report this as 'Interest Income on Loans'.
bac_interest_and_fee_income_loans_and_leasesHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $2.09B | $2.26B | $2.36B | $2.47B | $2.71B | $3.16B | $3.62B | $3.94B | $4.21B | $4.64B | $4.91B | $5.06B | $5.09B | $5.44B | $5.50B | $5.55B | $5.65B | $5.97B | $6.06B | $6.14B |
| QoQ Change | — | +7.7% | +4.4% | +5.0% | +9.5% | +16.9% | +14.5% | +8.7% | +7.0% | +10.0% | +5.9% | +3.0% | +0.7% | +6.9% | +1.1% | +0.9% | +1.7% | +5.7% | +1.6% | +1.2% |
| YoY Change | — | — | — | — | +29.3% | +40.2% | +53.8% | +59.3% | +55.6% | +46.5% | +35.5% | +28.4% | +20.9% | +17.4% | +12.1% | +9.8% | +10.9% | +9.7% | +10.2% | +10.5% |
Interest and Fee Income on Loans and Leases at Other Companies
Frequently Asked Questions
- What is American Express's interest and fee income on loans and leases?
- American Express (AXP) reported interest and fee income on loans and leases of $6.14B in Q1 2026.
- How has American Express's interest and fee income on loans and leases changed year-over-year?
- American Express's interest and fee income on loans and leases increased by 10.5% year-over-year, from $5.55B to $6.14B.
- What is the long-term trend for American Express's interest and fee income on loans and leases?
- Over 4 years (2021 to 2025), American Express's interest and fee income on loans and leases has grown at a 27.3% compound annual growth rate (CAGR), from $8.85B to $23.23B.
- What does interest and fee income on loans and leases mean?
- The total interest and fees earned from lending money to customers.