Revenue
Net Interest Income (After Provisions)
American Express Net Interest Income (After Provisions) increased by 0.5% to $17.66B in Q1 2026 compared to the prior quarter. Year-over-year, this metric grew by 11.6%, from $15.82B to $17.66B. Over 4 years (FY 2021 to FY 2025), Net Interest Income (After Provisions) shows an upward trend with a 11.2% CAGR. This is a positive signal — higher values indicate stronger performance for this metric.
Analysis
StatementIncome Statement
SectionRevenue
CategoryProfitability
SignalHigher is better
VolatilityModerate
First reportedQ1 2013
Last reportedQ1 2026Apr 23, 2026
How to read this metric
Higher values indicate a healthy, profitable lending business, while lower values suggest that credit losses are eroding the interest margin.
Detailed definition
This metric measures the net interest income remaining after accounting for the expected credit losses. It provides a cl...
Peer comparison
Commonly used by banks to assess risk-adjusted lending performance.
Metric ID:
net_interest_income_after_provisionHistorical Data
20 periods
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.85B | $11.12B | $12.09B | $11.77B | $12.99B | $12.78B | $13.15B | $13.23B | $13.86B | $14.15B | $14.36B | $14.53B | $15.07B | $15.28B | $15.89B | $15.82B | $16.45B | $17.14B | $17.57B | $17.66B |
| QoQ Change | — | +2.5% | +8.8% | -2.7% | +10.3% | -1.6% | +2.9% | +0.6% | +4.8% | +2.1% | +1.5% | +1.2% | +3.7% | +1.4% | +4.0% | -0.4% | +4.0% | +4.2% | +2.5% | +0.5% |
| YoY Change | — | — | — | — | +19.7% | +14.9% | +8.7% | +12.4% | +6.7% | +10.7% | +9.2% | +9.9% | +8.7% | +8.0% | +10.6% | +8.8% | +9.2% | +12.2% | +10.6% | +11.6% |
Range$10.85B – $17.66B
CAGR+10.8%
Avg YoY Growth+10.8%
Median YoY Growth+10.2%
Current Streak4 quarters growth
Business Segments
| Segment | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | Q1 '26 |
|---|---|---|---|---|---|---|---|---|
| USCS | $7.03B | $7.13B | $7.47B | $7.62B | $7.72B | $8.12B | $8.38B | $8.49B |
| CS | $3.61B | $3.62B | $3.81B | $3.71B | $3.85B | $3.95B | $4.04B | $3.94B |
| ICS | $2.63B | $2.78B | $2.80B | $2.74B | $3.02B | $3.12B | $3.29B | $3.29B |
| GMNS | $1.85B | $1.84B | $1.89B | $1.82B | $1.93B | $1.97B | $1.97B | $2.00B |
| Total | $15.07B | $15.28B | $15.89B | $15.82B | $16.45B | $17.14B | $17.57B | $17.66B |
Net Interest Income (After Provisions) at Other Companies
Frequently Asked Questions
- What is American Express's net interest income (after provisions)?
- American Express (AXP) reported net interest income (after provisions) of $17.66B in Q1 2026.
- How has American Express's net interest income (after provisions) changed year-over-year?
- American Express's net interest income (after provisions) increased by 11.6% year-over-year, from $15.82B to $17.66B.
- What is the long-term trend for American Express's net interest income (after provisions)?
- Over 4 years (2021 to 2025), American Express's net interest income (after provisions) has grown at a 11.2% compound annual growth rate (CAGR), from $43.80B to $66.97B.
- What does net interest income (after provisions) mean?
- Net interest income adjusted for expected loan losses.