Non-Current Assets

Net Investment in Lease

AutoZone Net Investment in Lease increased by 1.5% to $3.30B in Q4 2025 compared to the prior quarter. Year-over-year, this metric grew by 5.7%, from $3.12B to $3.30B. Over 5 years (FY 2020 to FY 2025), Net Investment in Lease shows an upward trend with a 4.4% CAGR.

Analysis

StatementBalance Sheet Statement
SectionNon-Current Assets
CategoryGrowth
SignalContext dependent
VolatilityModerate
First reportedQ4 2019
Last reportedQ2 2026Mar 20, 2026

How to read this metric

An increase indicates growth in the bank's leasing business, while a decrease suggests a contraction in this lending segment.

Detailed definition

This represents the present value of future lease payments receivable from lessees, plus the unguaranteed residual value...

Peer comparison

Common among diversified regional banks with strong commercial and industrial lending divisions.

Metric ID: net_investment_in_lease

Historical Data

20 periods
 Q3 '21Q4 '21Q1 '22Q2 '22Q3 '22Q4 '22Q1 '23Q2 '23Q3 '23Q4 '23Q1 '24Q2 '24Q3 '24Q4 '24Q1 '25Q2 '25Q3 '25Q4 '25Q1 '26Q2 '26
Value$2.69B$2.72B$2.72B$2.74B$2.76B$2.92B$2.92B$2.94B$2.96B$3.00B$3.00B$3.00B$3.10B$3.06B$3.09B$3.12B$3.15B$3.19B$3.25B$3.30B
QoQ Change+0.9%-0.0%+1.0%+0.8%+5.6%+0.1%+0.7%+0.5%+1.3%+0.0%+0.0%+3.3%-1.3%+1.0%+1.1%+0.8%+1.6%+1.8%+1.5%
YoY Change+2.6%+7.4%+7.5%+7.3%+7.0%+2.7%+2.6%+1.9%+4.6%+2.0%+2.9%+4.1%+1.6%+4.5%+5.3%+5.7%
Range$2.69B$3.30B
CAGR+4.4%
Avg YoY Growth+4.4%
Median YoY Growth+4.3%
Current Streak6 quarters growth

Frequently Asked Questions

What is AutoZone's net investment in lease?
AutoZone (AZO) reported net investment in lease of $3.30B in Q4 2025.
How has AutoZone's net investment in lease changed year-over-year?
AutoZone's net investment in lease increased by 5.7% year-over-year, from $3.12B to $3.30B.
What is the long-term trend for AutoZone's net investment in lease?
Over 5 years (2020 to 2025), AutoZone's net investment in lease has grown at a 4.4% compound annual growth rate (CAGR), from $2.58B to $3.19B.
What does net investment in lease mean?
The total amount owed to the bank by customers under lease agreements, adjusted for present value.