Commercial Paper
Current LiabilitiesBank of America Commercial Paper decreased by 15.7% to $20.40B in Q4 2025 compared to the prior quarter. Over 3 years (FY 2022 to FY 2025), Commercial Paper shows an upward trend with a 27.3% CAGR.
Analysis
StatementBalance Sheet Statement
SectionCurrent Liabilities
CategoryLiquidity
SignalContext dependent
VolatilityVolatile
First reportedQ3 2015
Last reportedQ4 2025
How to read this metric
Higher levels indicate a reliance on short-term credit markets for liquidity; a sudden drop might indicate a shift to long-term financing.
Detailed definition
Unsecured, short-term debt instruments issued by the corporation to meet immediate liabilities and working capital needs...
Peer comparison
Only companies with high credit ratings, like major tech firms, can access this market at favorable rates.
Metric ID:
commercial_paperHistorical Data
4 periods
| Q4 '22 | Q4 '23 | Q4 '24 | Q4 '25 | |
|---|---|---|---|---|
| Value | $9.90B | $13.10B | $24.20B | $20.40B |
| QoQ Change | — | +32.3% | +84.7% | -15.7% |
| YoY Change | — | +32.3% | +84.7% | -15.7% |
Range$9.90B – $24.20B
Avg YoY Growth+33.8%
Median YoY Growth+32.3%
Commercial Paper at Other Companies
Frequently Asked Questions
- What is Bank of America's commercial paper?
- Bank of America (BAC) reported commercial paper of $20.40B in Q4 2025.
- What is the long-term trend for Bank of America's commercial paper?
- Over 3 years (2022 to 2025), Bank of America's commercial paper has grown at a 27.3% compound annual growth rate (CAGR), from $9.90B to $20.40B.
- What does commercial paper mean?
- Short-term IOUs used to raise quick cash for daily operations.