Interest Expense
Other Income & ExpenseBank of America Interest Expense decreased by 8.1% to $18.51B in Q4 2025 compared to the prior quarter. Year-over-year, this metric declined by 38.0%, from $29.84B to $18.51B. Over 4 years (FY 2021 to FY 2025), Interest Expense shows an upward trend with a 16.3% CAGR. This increase may warrant attention — for this metric, lower values are generally preferred.
Analysis
How to read this metric
An increase may indicate rising debt levels or higher interest rates, while a decrease suggests debt repayment or more favorable refinancing terms.
Detailed definition
The cost incurred by an entity for borrowed funds, representing the interest payable on debt obligations such as bonds,...
Peer comparison
Peers in retail and cloud computing typically maintain varying debt levels; this is compared against EBIT to determine interest coverage ratios.
is_interest_expenseHistorical Data
| Q2 '21 | Q3 '21 | Q4 '21 | Q1 '22 | Q2 '22 | Q3 '22 | Q4 '22 | Q1 '23 | Q2 '23 | Q3 '23 | Q4 '23 | Q1 '24 | Q2 '24 | Q3 '24 | Q4 '24 | Q1 '25 | Q2 '25 | Q3 '25 | Q4 '25 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Value | $10.23B | $11.09B | $11.41B | $11.57B | $12.44B | $13.77B | $14.68B | $14.45B | $14.16B | $14.38B | $13.95B | $14.03B | $23.15B | $23.52B | $29.84B | $19.62B | $20.20B | $20.13B | $18.51B |
| QoQ Change | — | +8.4% | +2.8% | +1.4% | +7.5% | +10.6% | +6.7% | -1.6% | -2.0% | +1.6% | -3.0% | +0.6% | +65.0% | +1.6% | +26.8% | -34.2% | +3.0% | -0.3% | -8.1% |
| YoY Change | — | — | — | — | +21.6% | +24.1% | +28.7% | +24.9% | +13.8% | +4.5% | -5.0% | -2.9% | +63.5% | +63.6% | +114.0% | +39.8% | -12.7% | -14.4% | -38.0% |
Interest Expense at Other Companies
Frequently Asked Questions
- What is Bank of America's interest expense?
- Bank of America (BAC) reported interest expense of $18.51B in Q4 2025.
- How has Bank of America's interest expense changed year-over-year?
- Bank of America's interest expense decreased by 38.0% year-over-year, from $29.84B to $18.51B.
- What is the long-term trend for Bank of America's interest expense?
- Over 4 years (2021 to 2025), Bank of America's interest expense has grown at a 16.3% compound annual growth rate (CAGR), from $42.93B to $78.47B.
- What does interest expense mean?
- The total amount of interest a company pays on its borrowed money.