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FHLB advances

Bank of America FHLB advances decreased by 37.8% to $7.9B in Q4 2025 compared to the prior quarter. Over 3 years (FY 2022 to FY 2025), FHLB advances shows a downward trend with a -5.0% CAGR.

Analysis

StatementBalance Sheet Statement
SectionOther
CategoryLiquidity
SignalContext dependent
VolatilityModerate
First reportedQ4 2022
Last reportedQ4 2025Feb 25, 2026

How to read this metric

Increased reliance on FHLB advances often signals a need for additional liquidity or a cost-effective funding strategy.

Detailed definition

This represents the total outstanding advances from the Federal Home Loan Bank (FHLB) system. FHLB advances are a critic...

Peer comparison

Standard metric for all U.S. depository institutions with FHLB membership.

Metric ID: other_federal_home_loan_bank_advances_branch_of_fhlb_ban_5e224f

Historical Data

4 periods
 Q4 '22Q4 '23Q4 '24Q4 '25
Value$9.2B$13.2B$12.7B$7.9B
QoQ Change+43.5%-3.8%-37.8%
YoY Change+43.5%-3.8%-37.8%
Range$7.9B$13.2B
Avg YoY Growth+0.6%
Median YoY Growth-3.8%
Current Streak2 quarters decline

Frequently Asked Questions

What is Bank of America's fhlb advances?
Bank of America (BAC) reported fhlb advances of $7.9B in Q4 2025.
What is the long-term trend for Bank of America's fhlb advances?
Over 3 years (2022 to 2025), Bank of America's fhlb advances has grown at a -5.0% compound annual growth rate (CAGR), from $9.2B to $7.9B.
What does fhlb advances mean?
The amount of money the bank has borrowed from the Federal Home Loan Bank system.