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Banc of California BANC Net (decrease) increase in interest-bearing deposits

Net (decrease) increase in interest-bearing deposits at other companies

Cass Information Systems logo
Cass Information SystemsCASS
-$11.51M-148%
Great Southern Bancorp logo
Great Southern BancorpGSBC
-$17.02M-20.9%
Fulton Financial logo
Fulton FinancialFULT
-$115.82M-1.7%
Mercantile Bank Corporation logo
Mercantile Bank CorporationMBWM
-$33.72M-596%
Bankwell Financial Group logo
Bankwell Financial GroupBWFG
-$73.09M+3.0%
Independent Bank Corp logo
Independent Bank CorpINDB
-$12.93M+65.9%

Other financials

Income statement

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Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

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Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

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Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

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Market cap$3.25B+49.4%
Enterprise value$4.14B+156%
P/E13.1×-1.4×
P/S2.9×+0.7×

Profitability

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Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

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Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept banc:IncreaseDecreaseInInterestBearingDomesticAndForeignDeposits.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banc of California's net (decrease) increase in interest-bearing deposits?
Banc of California (BANC) reported net (decrease) increase in interest-bearing deposits of -$495.98M in Q1 2026.
How has Banc of California's net (decrease) increase in interest-bearing deposits changed year-over-year?
Banc of California's net (decrease) increase in interest-bearing deposits decreased by 489.8% year-over-year, from $127.25M to -$495.98M.
What is the long-term trend for Banc of California's net (decrease) increase in interest-bearing deposits?
Over 3 years (2021 to 2024), Banc of California's net (decrease) increase in interest-bearing deposits has grown at a 13.3% compound annual growth rate (CAGR), from $2.17B to -$3.16B.
What does net (decrease) increase in interest-bearing deposits mean?
Tracks the net change in customer deposits that accrue interest, such as savings accounts, money market accounts, and certificates of deposit. This represents the bank's ability to attract and retain core funding from customers. While these deposits carry a cost, they provide the necessary liquidity to support loan growth.