Skip to content

Banc of California BANC Net Interest Income (After Provisions)

Net Interest Income (After Provisions) at other companies

Customers Bancorp logo
Customers BancorpCUBI
$167.98M+20.7%
Enterprise Financial Services logo
Enterprise Financial ServicesEFSC
$158.9M+11.6%
East-West Bancorp logo
East-West BancorpEWBC
$635.19M+15.2%
Western Alliance Bancorporation logo
Western Alliance BancorporationWAL
$553.1M-10.7%
International Bancshares logo
International BancsharesIBOC
$162.6M+3.0%
JPMorgan Chase logo
JPMorgan ChaseJPM

Other financials

Income statement

See full
Revenue$286.9M+7.9%
Net income$72.0M+34.3%
EPS (diluted)$0.39+50.0%

Balance sheet

See full
Cash & equivalents$2.2B-5.4%
Total debt$3.1B+73.6%
Total equity$3.6B+0.9%
Total assets$34.7B+2.8%

Cash flow

See full
Operating cash flow$49.0M+224%
CapEx$3.4M+122%
Free cash flow$45.6M+235%

Valuation

See full
Market cap$3.16B+13.0%
Enterprise value$4.05B+95.2%
P/E12.8×-5.9×
P/S2.8×0.0×

Profitability

See full
Net margin21.7%+6.8pp
FCF margin23.4%

Returns & leverage

See full
Return on equity7%+2.7pp
Debt / equity0.9×+0.4×

Where this comes from

Reported directly by Banc of California in its filing.

Tagged under the XBRL concept us-gaap:InterestIncomeExpenseAfterProvisionForLoanLoss.

The official record: Banc of California’s 10-Q, filed May 8, 2026, on SEC EDGAR. View the filing →

Ask your AI about Banc of California's net interest income (after provisions).

Connect your AI assistant and compare it to peers, right in your chat.

Connect your AI
Harbor at dusk
Claude

Questions, answered.

What is Banc of California's net interest income (after provisions)?
Banc of California (BANC) reported net interest income (after provisions) of $241.82M in Q1 2026.
How has Banc of California's net interest income (after provisions) changed year-over-year?
Banc of California's net interest income (after provisions) increased by 8.4% year-over-year, from $223.06M to $241.82M.
What is the long-term trend for Banc of California's net interest income (after provisions)?
Over 4 years (2021 to 2025), Banc of California's net interest income (after provisions) has grown at a 38.4% compound annual growth rate (CAGR), from $246.92M to $906.79M.
What does net interest income (after provisions) mean?
This metric adjusts net interest income by subtracting the provision for credit losses, which represents the bank's estimate of potential future loan defaults. It provides a more accurate view of the bank's net earnings power after accounting for the inherent risk in its loan portfolio.