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Loan discount at other companies

National Bank Holdings logo
National Bank HoldingsNBHC
$335K-16.5%
Hope Bancorp logo
Hope BancorpHOPE
$7.53M+7.9%
National Bank Holdings logo
National Bank HoldingsNBHC
$453K-50.7%
U.S. Bancorp logo
U.S. BancorpUSB
$622M-28.4%
Cullen/Frost Bankers logo
Cullen/Frost BankersCFR
$9.67M+22.6%
Popular logo
PopularBPOP
$4.73M

Other financials

Income statement

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Revenue$11.4M+9.5%
Operating income$19.2M+0.3%
Net income$54.7M+21.2%
EPS (diluted)$1.60+23.1%

Balance sheet

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Cash & equivalents$439.2M-0.6%
Total debt$33.8M-16.5%
Total equity$2.0B+7.3%
Total assets$16.3B+1.1%

Cash flow

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Operating cash flow$109.8M+91.9%
CapEx$420.0K-74.7%
Free cash flow$109.4M+96.9%

Valuation

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Market cap$2.28B-5.8%
Enterprise value$1.87B-7.4%
P/E11.1×-2.6×
P/S53.3×

Profitability

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Operating margin170.8%
Net margin480.4%
FCF margin707.4%

Returns & leverage

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Return on equity10.8%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Banner Corporation in its filing.

Tagged under the XBRL concept banr:DeferredTaxAssetLoanDiscount.

The official record: Banner Corporation’s 10-K, filed February 25, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banner Corporation's loan discount?
Banner Corporation (BANR) reported loan discount of $628K in Q4 2025.
How has Banner Corporation's loan discount changed year-over-year?
Banner Corporation's loan discount increased by 65.7% year-over-year, from $379K to $628K.
What is the long-term trend for Banner Corporation's loan discount?
Over 5 years (2020 to 2025), Banner Corporation's loan discount has grown at a -28.5% compound annual growth rate (CAGR), from $3.37M to $628K.
What does loan discount mean?
This represents the tax benefit associated with discounts on acquired loans, which are recognized as deferred tax assets. It reflects the timing difference between the accounting recognition of loan discounts and their deductibility for tax purposes.