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Banner Corporation BANR Unamortized premiums and discounts, deferred fees and costs

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Other financials

Income statement

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Revenue$11.4M+9.5%
Operating income$19.2M+0.3%
Net income$54.7M+21.2%
EPS (diluted)$1.60+23.1%

Balance sheet

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Cash & equivalents$439.2M-0.6%
Total debt$33.8M-16.5%
Total equity$2.0B+7.3%
Total assets$16.3B+1.1%

Cash flow

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Operating cash flow$109.8M+91.9%
CapEx$420.0K-74.7%
Free cash flow$109.4M+96.9%

Valuation

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Market cap$2.28B-5.8%
Enterprise value$1.87B-7.4%
P/E11.1×-2.6×
P/S53.3×

Profitability

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Operating margin170.8%
Net margin480.4%
FCF margin707.4%

Returns & leverage

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Return on equity10.8%+0.7pp
Debt / equity0.0×

Where this comes from

Reported directly by Banner Corporation in its filing.

Tagged under the XBRL concept us-gaap:UnamortizedLoanCommitmentAndOriginationFeesAndUnamortizedDiscountsOrPremiums.

The official record: Banner Corporation’s 10-Q, filed May 5, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Banner Corporation's unamortized premiums and discounts, deferred fees and costs?
Banner Corporation (BANR) reported unamortized premiums and discounts, deferred fees and costs of -$16.3M in Q1 2026.
How has Banner Corporation's unamortized premiums and discounts, deferred fees and costs changed year-over-year?
Banner Corporation's unamortized premiums and discounts, deferred fees and costs decreased by 5.8% year-over-year, from -$15.4M to -$16.3M.
What is the long-term trend for Banner Corporation's unamortized premiums and discounts, deferred fees and costs?
Over 5 years (2020 to 2025), Banner Corporation's unamortized premiums and discounts, deferred fees and costs has grown at a -8.4% compound annual growth rate (CAGR), from -$25.6M to -$16.5M.
What does unamortized premiums and discounts, deferred fees and costs mean?
This reflects the net balance of unamortized premiums, discounts, and deferred fees or costs associated with loan originations and commitments. These amounts are recognized as adjustments to interest income over the life of the related loans. Tracking this provides insight into the accounting impact of loan origination activities on the bank's net interest margin.