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BCB Bancorp BCBP Allowance for Credit Losses on Financing Receivables - Individually Evaluated

Allowance for Credit Losses on Financing Receivables - Individually Evaluated at other companies

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Valley National BankVLY
$78.47M+27.7%
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Columbia Financial, Inc.CLBK
$0
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JPMorgan ChaseJPM
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Other financials

Income statement

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Revenue$24.9M+4.8%
Net income$4.9M+159%
EPS (diluted)$0.26+151%

Balance sheet

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Cash & equivalents$293.7M+16.2%
Total debt$236.4M-43.3%
Total equity$307.4M-2.3%
Total assets$3.3B-5.9%

Cash flow

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Operating cash flow$5.2M+3.3%
CapEx$266.0K-8.6%
Free cash flow$4.9M+4.0%

Valuation

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Market cap$178.49M+26.9%
Enterprise value$121.12M
P/E254.6×
P/S1.7×

Profitability

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Net margin0.7%-4.1pp
FCF margin34.1%-33.3pp

Returns & leverage

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Return on equity0.2%-1.2pp
Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:FinancingReceivableAllowanceForCreditLossesIndividuallyEvaluatedForImpairment1.

The official record: BCB Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's allowance for credit losses on financing receivables - individually evaluated?
BCB Bancorp (BCBP) reported allowance for credit losses on financing receivables - individually evaluated of $5.13M in Q1 2026.
How has BCB Bancorp's allowance for credit losses on financing receivables - individually evaluated changed year-over-year?
BCB Bancorp's allowance for credit losses on financing receivables - individually evaluated decreased by 81.3% year-over-year, from $27.35M to $5.13M.
What is the long-term trend for BCB Bancorp's allowance for credit losses on financing receivables - individually evaluated?
Over 5 years (2020 to 2025), BCB Bancorp's allowance for credit losses on financing receivables - individually evaluated has grown at a 8.1% compound annual growth rate (CAGR), from $4.46M to $6.59M.
What does allowance for credit losses on financing receivables - individually evaluated mean?
This represents the specific valuation allowance set aside for individual financing receivables that have been identified as impaired. It reflects management's estimate of credit losses for loans evaluated on a case-by-case basis rather than through collective pools. This metric is critical for assessing the bank's risk management precision regarding large or complex credit exposures.