What is BCB Bancorp's provision for credit losses?

BCB Bancorp (BCBP) reported provision for credit losses of -$420K in Q1 2026.

How has BCB Bancorp's provision for credit losses changed year-over-year?

BCB Bancorp's provision for credit losses decreased by 281.8% year-over-year, from -$110K to -$420K.

What does provision for credit losses mean?

Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.

BCB Bancorp BCBP Provision for Credit Losses

Provision for Credit Losses at other companies

JPMorgan ChaseJPM

$2.51B-24.1%

Columbia Financial, Inc.CLBK

$956K-67.4%

National BanksharesNKSH

-$73K-126%

PRO

Provident Financial HoldingsPROV

$326K+183%

Blue Ridge BanksharesBRBS

-$600K—

Citizens & NorthernCZNC

$13.6M+5,664%

Other financials

Income statement

See full

Revenue$24.9M+4.8%

Net income$4.9M+159%

EPS (diluted)$0.26+151%

Balance sheet

See full

Cash & equivalents$293.7M+16.2%

Total debt$236.4M-43.3%

Total equity$307.4M-2.3%

Total assets$3.3B-5.9%

Cash flow

See full

Operating cash flow$5.2M+3.3%

CapEx$266.0K-8.6%

Free cash flow$4.9M+4.0%

Valuation

See full

Market cap$178.49M+26.9%

Enterprise value$121.12M—

P/E254.6×—

P/S1.7×—

Profitability

See full

Net margin0.7%-4.1pp

FCF margin34.1%-33.3pp

Returns & leverage

See full

Return on equity0.2%-1.2pp

Debt / equity0.8×-0.6×

Where this comes from

Reported directly by BCB Bancorp in its filing.

Tagged under the XBRL concept us-gaap:OffBalanceSheetCreditLossLiabilityCreditLossExpenseReversal.

The official record: BCB Bancorp’s 10-Q, filed May 1, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is BCB Bancorp's provision for credit losses?: BCB Bancorp (BCBP) reported provision for credit losses of -$420K in Q1 2026.
How has BCB Bancorp's provision for credit losses changed year-over-year?: BCB Bancorp's provision for credit losses decreased by 281.8% year-over-year, from -$110K to -$420K.
What does provision for credit losses mean?: Non-cash provision for expected loan losses, added back in operating cash flow since it's a reserve build, not a cash payment.