What are Better Home & Finance's total assets?

Better Home & Finance (BETR) holds $1.6B in total assets, up 56.1% year over year.

How much debt does Better Home & Finance have?

Better Home & Finance carries $4.4M in total debt against $8.6M of shareholders' equity, a debt-to-equity ratio of 0.51.

How much cash does Better Home & Finance have?

Better Home & Finance holds $73.7M in cash and equivalents.

Can Better Home & Finance cover its short-term obligations?

Its current ratio is 0.13 — current liabilities exceed current assets.

Where does Better Home & Finance's balance sheet data come from?

Every line is extracted from Better Home & Finance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.

Better Home & Finance BETR Balance Sheet Statement

Income Statement Balance Sheet Cash Flow Ratios Segments

Quarterly Annual TTM

YoY QoQ

Simplified Detailed

	TTM Q1 '26	TTM Q4 '25	TTM Q3 '25	TTM Q2 '25	TTM Q1 '25
Cash and cash equivalents	$73.68M-36.9%	$88.28M-59.5%	$86.44M-63.5%	$97.78M-71.9%	$116.75M-74.1%
Restricted cash	$9.41M-56.5%	$8.93M-63.4%	$12.55M-57.3%	$10.65M-59.8%	$21.64M-17.0%
Prepaid expenses and other current assets	$13.76M-17.4%	$11.79M-31.3%	$14M-24.3%	$21.1M-0.8%	$16.65M-34.5%
Income taxes receivable	$6.64M+41.6%	$6.24M+13.8%	$4.48M-36.9%	$198K-97.9%	$4.69M—
Derivative assets	$6.02M+51.9%	$4.21M+65.8%	$5.29M+19.5%	$5.25M+11.0%	$3.96M—
Loans held for sale	$563.04M+36.3%	$466.68M+16.9%	$414M+21.9%	$447.74M+28.2%	$413.03M—
Property and equipment, net	$1.94M-18.3%	$1.82M-33.2%	$1.85M-85.6%	$1.92M-88.2%	$2.38M—
Accumulated depreciation	$145.4M+9.0%	$142.65M+9.9%	$141.2M+12.9%	$138.07M+16.1%	$133.36M—
Operating lease right-of-use assets	$4.46M-19.1%	$4.68M+237%	$4.67M+34.6%	$4.82M-72.8%	$5.51M—
Goodwill	$11M0.0%	$11M-53.4%	$24.51M-26.6%	$24.77M-23.2%	$11M-65.9%
Intangible assets, net	$16.15M-13.4%	$15.53M-25.8%	$19.67M-4.0%	$19.42M-11.2%	$18.64M—
Gross loans	$735.7M+250%	$723.64M+540%	$625.72M+658%	$423.37M+1,254%	$210.19M—
Total assets	$1.57B+56.1%	$1.51B+64.9%	$1.38B+63.8%	$1.23B+28.6%	$1B+19.4%
Operating lease liabilities, current	$4.38M-41.3%	$4.63M+13.4%	$5.13M+6.2%	$6.03M-77.8%	$7.47M—
Accrued interest	$1.2M+100%	$1M—	$900K—	$700K—	$600K—
Deposits	$755.09M+189%	$763M+469%	$694.82M+611%	$482.36M+1,218%	$261.06M—
Operating Lease Liabilities (Total)	$4.38M-41.3%	$4.63M+13.4%	$5.13M+6.2%	$6.03M-77.8%	$7.47M—
Other non-current liabilities	$6.08M-58.4%	$6.53M-51.5%	$6.53M-56.4%	$20.07M+15.9%	$14.62M—
Senior unsecured notes, net	$198.8M—	——	——	——	——
Total liabilities	$3.57M+118%	$2.28M+52.7%	$7.42M+426%	$4.15M+137%	$1.64M-20.9%
Common stock	66M0.0%	66M+3,299,900%	66M0.0%	66M-98.0%	66M—
Additional paid-in capital	$2.15B+15.3%	$2.11B+13.2%	$2.08B+12.1%	$2.08B+12.1%	$1.87B+1.2%
Retained earnings	-$2.15B-9.5%	-$2.08B-8.7%	-$2.04B-10.0%	-$2B-11.1%	-$1.96B-11.7%
Accumulated other comprehensive income (loss)	$2.03M+607%	$3.66M+289%	$3.87M+48.3%	$5.61M+487%	$287K—
Total stockholders' equity	$8.55M+108%	$37.18M+164%	$41.91M+10,702%	$76.56M+70.5%	-$102.15M-234%
Total liabilities and stockholders' equity	$1.57B+56.1%	$1.51B+64.9%	$1.38B+63.8%	$1.23B+28.6%	$1B+19.4%
Total Cash, Cash Equivalents, and Restricted Cash (Inclusive)	——	——	——	——	——
Prepaid expenses and other	$33.3M-7.2%	$27.14M-19.9%	$29.98M-18.1%	$33.35M-39.3%	$35.87M-35.6%
Other Receivables	$16.14M-43.7%	$10.72M-38.9%	$32.88M+89.6%	$30.94M+52.0%	$28.7M+150%
Finite-Lived Intangible Assets - Expected Amortization Expense (Year One)	——	——	——	——	——
Finite Lived Intangible Assets - Gross	$161.55M+6.3%	$158.18M+6.3%	$160.87M+10.5%	$157.49M+11.9%	$152M—
Intangible Assets Gross (Excluding Goodwill)	$163.37M+6.2%	$160M+6.2%	$162.72M+8.7%	$159.34M+10.0%	$153.85M—
Net Investment in Lease	$4.46M-19.1%	$4.68M+237%	$4.67M+34.6%	$4.82M-72.8%	$5.51M—
Private debt held-for-investment, at amortized cost, net of valuation allowance – $3 and $4	$728.28M+252%	$723.33M—	$623.4M—	$420.57M—	$207.19M—
Intangible assets — net	$16.15M-13.4%	$15.53M-18.6%	$19.67M-4.0%	$19.42M-11.2%	$18.64M—
Other intangible assets—net	$17.97M-12.3%	$17.35M-17.1%	$21.52M-12.8%	$21.27M-18.0%	$20.49M—
Operating lease right-of-use assets	$4.46M-19.1%	$4.68M+237%	$4.67M+34.6%	$4.82M-72.8%	$5.51M—
Property, plant and equipment, net	$1.94M-18.3%	$1.82M-33.2%	$1.85M-85.6%	$1.92M-88.2%	$2.38M—
Operating Lease Right-of-Use Assets in Other Assets	$4.46M-19.1%	$4.68M+237%	$4.67M+34.6%	$4.82M-72.8%	$5.51M—
Time Deposit Maturities - Year One	——	——	——	——	——
Time Deposit Maturities - Year Two	——	——	——	——	——
Time Deposit Maturities - Year Three	——	——	——	——	——
Time Deposit Maturities - Year Four	——	——	——	——	——
Warehouse lines of credit (which fund loans that U.S. Government Sponsored Enterprises have committed to purchase)	$507.58M+115%	$411.86M+68.7%	$349.77M+160%	$371.19M+50.1%	$235.96M—
Derivative Liabilities - Fair Value	$329K-28.0%	$804K+835%	$93K+1,450%	$2.4M+1,592%	$457K—
Debt Maturity - 2024	——	——	——	——	——
Debt Maturity - 2027	——	——	——	——	——
Accounts payable, accrued expenses, and other liabilities (includes VIE balances of $159 and $183)	$60.45M+2.7%	$58.99M+22.6%	$74.27M+8.3%	$63.78M+2.4%	$58.87M+5.7%
Derivative liabilities	——	——	——	——	——
Escrow payable and other customer accounts	$664K-3.6%	$172K+132%	$410K-91.3%	$376K-90.8%	$689K—
Warrant and equity related liabilities, at fair value	$3.24M+175%	$1.48M+4.9%	$7.33M+422%	$1.75M+8.8%	$1.18M—
Total debt	$4.38M-41.3%	$4.63M+13.4%	$5.13M+6.2%	$6.03M-77.8%	$7.47M—
Common Stock Par Value Per Share	$0.000.0%	$0.000.0%	$0.000.0%	$0.000.0%	$0.00—
Common Stock Shares Issued	16.7M+9.9%	16M+5.5%	15.4M+1.6%	15.3M-98.0%	15.2M—
Common stock; $0.001 par value; 6,000 shares authorized; 3,755 and 3,751 shares issued and outstanding as of March 31, 2026 and December 31, 2025, respectively	$2K0.0%	$2K0.0%	$2K0.0%	$2K-97.3%	$2K—
Gross Assets/Liabilities	$329K-28.0%	$804K+835%	$93K+1,450%	$2.4M+1,592%	$457K—
Line of Credit Maximum Borrowing Capacity	——	——	——	——	——
Less: Cash, cash equivalents and restricted cash from discontinued operations	——	——	——	——	——
Common stock, par value (in dollars per share)	$00.0%	$00.0%	$00.0%	$00.0%	$0—
Common stock, shares authorized (in shares)	$66M0.0%	$66M0.0%	$66M0.0%	$66M-98.0%	$66M—
Common stock, shares issued (in shares)	$16.69M+9.9%	$16M+5.5%	$15.38M+1.6%	$15.27M-98.0%	$15.19M—
Common Stock, Shares, Outstanding	$16.69M+9.9%	$16M+5.5%	$15.38M+1.6%	$15.27M-98.0%	$15.19M—
Deposit liability, uninsured	——	——	——	——	——
Deposits, FSCS insured amount	——	——	——	——	——
Interest rate	——	——	——	——	——
Derivative Liability	$329K-28.0%	$804K+835%	$93K+1,450%	$2.4M+1,592%	$457K—
Loans held for investment, allowance for credit loss	——	——	——	——	——
Fair Value Hedges At Fair Value Net	——	——	——	——	——
Accrued interest receivable	$1.2M+100%	$1M—	$900K—	$700K—	$600K—
Prior	$79K+259%	$0—	$1K—	$11K—	$22K—
Year one	$24.72M-73.7%	$605.42M—	$507.39M—	$300.62M—	$94.02M—
Year four	$773K+5.3%	$406K—	$520K—	$643K—	$734K—
Year five	$359K-2.4%	$125K—	$208K—	$296K—	$368K—
Year two	$594.91M+421%	$116.9M—	$116.82M—	$120.97M—	$114.22M—
Year three	$114.85M+13,839%	$782K—	$780K—	$827K—	$824K—
Financing receivable, loans in process of foreclosure, amount	——	——	——	——	——
Number of loans in foreclosure process	——	——	——	——	——
Finite-Lived Intangible Assets, Accumulated Amortization	$145.4M+9.0%	$142.65M+9.9%	$141.2M+12.9%	$138.07M+16.1%	$133.36M—
2028	——	——	——	——	——
Remainder of 2026	——	——	——	——	——
2027	——	——	——	——	——
2029	——	——	——	——	——
Gross Carrying Amount	$161.55M+6.3%	$158.18M+6.3%	$160.87M+10.5%	$157.49M+11.9%	$152M—
Income taxes receivable	$6.64M+41.6%	$6.24M+13.8%	$4.48M-36.9%	$198K-97.9%	$4.69M—
Indefinite- lived intangible impairment	$163.37M+6.2%	$160M+6.2%	$162.72M+8.7%	$159.34M+10.0%	$153.85M—
Committed Revolving Credit Facilities	——	——	——	——	——
Loan, Mortgage, Held For Sale, Fair Value Adjustment	-$4.91M+8.2%	-$7.36M-217%	-$6.44M-37.9%	-$7.21M-218%	-$5.35M—
Total LHFS	$558.13M+36.9%	$459.33M+15.7%	$407.56M+21.7%	$440.53M+27.0%	$407.69M—
Loan Repurchase Reserve	$3.85M-23.7%	$4.27M-43.3%	$4.18M-47.4%	$4.31M-63.2%	$5.05M-67.3%
Fair value carrying amount, total loans	$563.04M+36.3%	$466.68M+16.9%	$414M+21.9%	$447.74M+28.2%	$413.03M—
Other receivables	$16.14M-43.7%	$10.72M-38.9%	$32.88M+89.6%	$30.94M+52.0%	$28.7M+150%
Prefunded Loans in Escrow	$4.04M—	$352K—	$2.83M—	——	——
Recapitalization exchange ratio	——	——	——	——	——
Security Deposit	$8.86M-21.7%	$8.76M-22.1%	$8.66M-21.4%	$8.49M-39.4%	$11.31M—
2026	——	——	——	——	——
Thereafter	——	——	——	——	——
Time Deposit Maturities, Year Four	——	——	——	——	——
2027	——	——	——	——	——
Time Deposit Maturities, Year Three	——	——	——	——	——
Time Deposit Maturities, Year Two	——	——	——	——	——
Remainder of Fiscal Year 2024	——	——	——	——	——
Remainder of Fiscal Year 2025	——	——	——	——	——

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Questions, answered.

What are Better Home & Finance's total assets?: Better Home & Finance (BETR) holds $1.6B in total assets, up 56.1% year over year.
How much debt does Better Home & Finance have?: Better Home & Finance carries $4.4M in total debt against $8.6M of shareholders' equity, a debt-to-equity ratio of 0.51.
How much cash does Better Home & Finance have?: Better Home & Finance holds $73.7M in cash and equivalents.
Can Better Home & Finance cover its short-term obligations?: Its current ratio is 0.13 — current liabilities exceed current assets.
Where does Better Home & Finance's balance sheet data come from?: Every line is extracted from Better Home & Finance's SEC filings (10-K and 10-Q) and tagged in XBRL. Switch between quarterly, annual, and trailing-twelve-month views, or open any line for its full history and peer comparisons.