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Bank First Corporation BFC Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Origin Bancorp logo
Origin BancorpOBK
$242K-37.8%
Customers Bancorp logo
Customers BancorpCUBI
$3.08M-33.8%
Ameris Bancorp logo
Ameris BancorpABCB
$0-100%
Park National logo
Park NationalPRK
$1.71M+12.9%

Other financials

Income statement

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Revenue$63.7M+47.8%
Net income$20.0M+9.6%
EPS (diluted)$1.78-2.2%

Balance sheet

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Cash & equivalents$398.6M+32.5%
Total debt$1.6M
Total equity$819.9M+26.4%
Total assets$6.1B+34.7%

Cash flow

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Operating cash flow-$11.7M-289%
CapEx$5.2M+143%
Free cash flow-$16.9M-521%

Valuation

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Market cap$1.62B+50.3%
P/E22.2×+6.4×
P/S8.4×+1.7×

Profitability

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Net margin37.7%-4.3pp
FCF margin15.5%-22.6pp

Returns & leverage

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Return on equity10%-0.9pp
Debt / equity

Where this comes from

Reported directly by Bank First Corporation in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Bank First Corporation’s 10-Q, filed May 11, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Bank First Corporation's bank owned life insurance income?
Bank First Corporation (BFC) reported bank owned life insurance income of $743K in Q1 2026.
How has Bank First Corporation's bank owned life insurance income changed year-over-year?
Bank First Corporation's bank owned life insurance income increased by 82.6% year-over-year, from $407K to $743K.
What is the long-term trend for Bank First Corporation's bank owned life insurance income?
Over 4 years (2021 to 2025), Bank First Corporation's bank owned life insurance income has grown at a 19.7% compound annual growth rate (CAGR), from $768K to $1.58M.
What does bank owned life insurance income mean?
This represents the income generated from the cash surrender value growth or death benefit proceeds of life insurance policies held by the bank on its employees or executives. It serves as a tax-advantaged source of non-interest income used to offset the costs of employee benefit programs. Investors monitor this as a stable, recurring component of the bank's diversified revenue stream.