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Origin Bancorp OBK Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Customers Bancorp logo
Customers BancorpCUBI
$3.08M-33.8%
Bank First Corporation logo
Bank First CorporationBFC
$743K+82.6%
HOM
Home BancSharesHOMB
$1.37M-25.7%
Ameris Bancorp logo
Ameris BancorpABCB
$0-100%
Stellar Bancorp logo
Stellar BancorpSTEL
$626K+2.6%

Other financials

Income statement

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Revenue$104.0M+10.6%
Net income$27.7M+23.6%
EPS (diluted)$0.89+25.4%

Balance sheet

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Cash & equivalents$666.2M+37.0%
Total debt$57.6M-0.6%
Total equity$1.3B+6.8%
Total assets$10.2B+4.5%

Cash flow

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Operating cash flow$52.9M+48.7%
CapEx$5.0M+559%
Free cash flow$47.9M+37.6%

Valuation

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Market cap$1.56B+18.6%
P/E19.4×+2.1×
P/S3.9×+0.2×

Profitability

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Net margin20.1%-1.2pp
FCF margin41%+13.7pp

Returns & leverage

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Return on equity6.6%-0.2pp
Debt / equity0.0×

Where this comes from

Reported directly by Origin Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Origin Bancorp’s 10-Q, filed May 6, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Origin Bancorp's bank owned life insurance income?
Origin Bancorp (OBK) reported bank owned life insurance income of $242K in Q1 2026.
How has Origin Bancorp's bank owned life insurance income changed year-over-year?
Origin Bancorp's bank owned life insurance income decreased by 37.8% year-over-year, from $389K to $242K.
What is the long-term trend for Origin Bancorp's bank owned life insurance income?
Over 4 years (2021 to 2025), Origin Bancorp's bank owned life insurance income has grown at a 8.8% compound annual growth rate (CAGR), from $810K to $1.14M.
What does bank owned life insurance income mean?
This represents the income generated from life insurance policies held by the bank on the lives of key employees or executives. It serves as a tax-advantaged financial instrument used to offset the costs of employee benefit programs.