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Stellar Bancorp STEL Bank Owned Life Insurance Income

Bank Owned Life Insurance Income at other companies

Customers Bancorp logo
Customers BancorpCUBI
$3.08M-33.8%
Stock Yards Bancorp logo
Stock Yards BancorpSYBT
$632K+1.6%
Origin Bancorp logo
Origin BancorpOBK
$242K-37.8%
Bank First Corporation logo
Bank First CorporationBFC
$743K+82.6%
Community Financial System logo
Community Financial SystemCBU
$991K+78.2%
HOM
Home BancSharesHOMB
$1.37M-25.7%

Other financials

Income statement

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Revenue$111.0M+6.0%
Net income$27.0M+9.2%
EPS (diluted)$0.53+15.2%

Balance sheet

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Cash & equivalents$549.6M-2.0%
Total debt$15.5M-11.1%
Total equity$1.7B+3.5%
Total assets$10.9B+4.4%

Cash flow

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Operating cash flow$16.5M+391%
CapEx$268.0K-65.2%
Free cash flow$16.2M+352%

Valuation

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Market cap$1.98B+26.9%
Enterprise value$1.45B+43.8%
P/E18.8×+5.1×
P/S4.6×+1.0×

Profitability

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Net margin24.5%-2.1pp
FCF margin26.8%+5.5pp

Returns & leverage

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Return on equity6.4%-0.8pp
Debt / equity0.0×

Where this comes from

Reported directly by Stellar Bancorp in its filing.

Tagged under the XBRL concept us-gaap:BankOwnedLifeInsuranceIncome.

The official record: Stellar Bancorp’s 10-Q, filed April 28, 2026, on SEC EDGAR. View the filing →

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Questions, answered.

What is Stellar Bancorp's bank owned life insurance income?
Stellar Bancorp (STEL) reported bank owned life insurance income of $626K in Q1 2026.
How has Stellar Bancorp's bank owned life insurance income changed year-over-year?
Stellar Bancorp's bank owned life insurance income increased by 2.6% year-over-year, from $610K to $626K.
What is the long-term trend for Stellar Bancorp's bank owned life insurance income?
Over 3 years (2022 to 2025), Stellar Bancorp's bank owned life insurance income has grown at a 36.9% compound annual growth rate (CAGR), from $1.13M to $2.89M.
What does bank owned life insurance income mean?
This represents the income generated from bank-owned life insurance (BOLI) policies, typically including increases in cash surrender value and death benefit proceeds. BOLI is often used by financial institutions to offset the costs of employee benefit plans. It serves as a non-interest income stream that supports overall profitability.